St. Louis County property record for 653 E Adams Ave, Saint Louis, MO 63122
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,882 sqft · built 1939 |
| Lot Size | 0.165 acres (7,200 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $6,584 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 23M-31-1321 |
| Primary APN | 23M-31-1321 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,882 sqft Living Area |
| 1st Floor Area | 862 sqft |
| Attic | Attic |
| Attic Area | 168 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Cape Cod |
| Exterior Material | Brick |
| Foundation Type | Raised |
| Lot Area | 7,200 sqft (0.165 acres) |
| Lot Dimensions | 120 ft deep x 60 ft wide |
| Garage Area | 168 sqft |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 54 sqft |
| Deck Area | 72 sqft |
| Patio Area | 332 sqft |
| Balcony Area | 16 sqft |
| Shed | 1 Shed |
| Shed Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 653 E ADAMS AVE |
|---|---|
| City | SAINT LOUIS |
| State | MO |
| Zip | 63122-4621 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 32R3 |
| Legal Description | SURVEY 0000 SEC 06 TWN 44 RANGE 6 LOCATED 175 FEET E OF PARKWOOD AVE |
| Legal Range | 06 |
| Legal Township | 44 |
| Legal Section | 06 |
| Legal Subdivision | SURVEY 0000 SEC 06 TWN 44 RANGE 6 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | BONHOMME |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 218500 |
653 E Adams Ave is owned and occupied by an individual.
Source: St. Louis County records, as of September 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 653 E ADAMS AVE, SAINT LOUIS, MO 63122-4621 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Jul 1, 2026 |
| Property Address | 653 E ADAMS AVE, SAINT LOUIS, MO 63122-4621 |
| Document Number | 0000000206 |
| Instrument Date | Jun 11, 2026 |
| Instrument | 2026206 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 653 E ADAMS AVE, SAINT LOUIS, MO 63122-4621 |
| Document Number | 0000000206, |
|---|---|
| Date | Jul 1, 2026 |
| Instrument | 2026206 |
| Name | REGIONS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 4, 2056 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
The 2025 property tax bill for 653 E Adams Ave was $6,584, down 0.8% from the year before.
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Municipality | Kirkwood City |
| Unified School District | Kirkwood R-VII School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $122,760 (-) Land $68,420 Building $54,340 | $646,100 (-) Land $360,100 Building $286,000 | |
| 2025 | $6,584.00 (-0.81%) | $122,760 Land $68,420 Building $54,340 | $646,100 Land $360,100 Building $286,000 |
| 2024 | $6,638.00 (+1.59%) | ||
| 2023 | $6,534.00 (-5.99%) | $105,980 (+8.56%) Land $54,700 Building $51,280 | $557,800 Land $287,900 Building $269,900 |
| 2022 | $6,950.00 | $97,620 Land $55,060 Building $42,560 | |
| 2021 | $513,800 Land $289,800 Building $224,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 653 E Adams Ave in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 10 (1979–1993) |
| Claims Outside the SFHA | 4 of 10 |
| Most Recent Claim | Sep 1993 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 653 E Adams Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KIRKWOOD PWS serves 28,000 people · EPA ID MO6010430 |
|---|---|
| Water Source | Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Wisper ISP.
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