6550 State Rte 245, De Graff, OH 43318 Property Records

Champaign County property record for 6550 State Rte 245, De Graff, OH 43318

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,823 sqft · built 1890
Lot Size	3.11 acres (135,864 sqft)
Owner	Individual Name on File
Tax Bill	$2,524 (2025)
Deeds & Mortgages	Mar 2009 Mortgage Sep 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`013444-2`

Property Details

APN / Parcel Number

Primary APN	`013444-2`
Alternative APN	`D08-04-13-27-00-012-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,823 sqft Living Area
Gross Area	2,385 sqft
1st Floor Area	1,305 sqft
Attic	Attic
Attic Area	518 sqft
Basement Area	225 sqft
Unfinished Basement	225 sqft
Family Room	Family Room

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1960
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	135,864 sqft (3.11 acres)
Garage Type	Mixed
Garage Area	1,072 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	70 sqft
Deck Area	42 sqft
Patio Area	576 sqft
Shed	1 Shed
Shed Area	48 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	013444-2
Street Address	6550 STATE ROUTE 245
City	DE GRAFF
State	OH
Zip	43318-9545
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RTS 13-04-27 __ PT NW COR SE
Legal Range	13W
Legal Township	4N
Legal Section	27
Jurisdiction	CHAMPAIGN OH
Township / Civil Division	HARRISON
Census Block Group	1
Census Block	1011
Census Tract	11501

Owner

6550 State Rte 245 is owned and occupied by an individual.

Source: Champaign County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	6550 STATE ROUTE 245, DE GRAFF, OH 43318-9545
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2009	Deed of Trust, Mortgage · Conventional Mortgage WRIGHT-PATT CREDIT UNION INC
Sep 1, 2022	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

March 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN OH
Property Address	6550 STATE ROUTE 245, DE GRAFF, OH 43318-9545
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00478/2311
Date	Mar 18, 2009
Book Page	478/2311
Instrument	200900001178

Lender

Name	WRIGHT-PATT CREDIT UNION INC
Type	Credit Union
Address	FAIRBORN, OH 45324

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2024

September 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	CHAMPAIGN OH
Recording Date	Sep 1, 2022
Property Address	6550 STATE ROUTE 245, DE GRAFF, OH 43318-9545
Document Number	00587/1053
Book / Page	587 / 1053
Instrument Date	Aug 31, 2022
Instrument	202200004455
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	6550 STATE ROUTE 245, DE GRAFF, OH 43318-9545

Tax Assessment & Valuation

The 2025 property tax bill for 6550 State Rte 245 was $2,524 with a homeowner's exemption, down 8% from the year before.

Source: Champaign County assessment roll, as of March 26, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Champaign County
County Subdivision	Harrison Township
Unified School District	Graham Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,524.00 (-7.98%)	$84,720 (+90.04%) Land $23,580 Building $61,140	$242,070 Land $67,380 Building $174,690
2024	$2,743.00 (+77.08%) Homeowner's exemption	$44,580 (-) Land $12,730 Building $31,850
2023	$1,549.00 (+1.37%) Homeowner's exemption	$44,580 (-) Land $12,730 Building $31,850	$127,360 (-) Land $36,360 Building $91,000
2022	$1,528.00 Homeowner's exemption	$44,580 Land $12,730 Building $31,850	$127,360 Land $36,360 Building $91,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6550 State Rte 245 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6550 State Rte 245 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on State Rte 245

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