Bonner County property record for 655 E Valley St S, Oldtown, ID 83822
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,692 sqft · built 2022 |
| Lot Size | 0.164 acres (7,144 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $418,499 (Sep 2025) |
| Tax Bill | $1,194 (2026) |
| Deeds & Mortgages | Sep 2025 Mortgage Aug 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | RP00540002028AA |
| Primary APN | RP00540002028AA |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,692 sqft Finished Area |
| 1st Floor Area | 1,692 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,144 sqft (0.164 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 655 E VALLEY ST S |
|---|---|
| City | OLDTOWN |
| State | ID |
| Zip | 83822-9550 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 25-56N-6W CEDAR PARK 1ST ADDITION BLK 2 LOT 28 |
| Legal Range | 06W |
| Legal Township | 56N |
| Legal Section | 25 |
| Legal Subdivision | CEDAR PARK FIRST ADD |
| Legal Block | 2 |
| Legal Lot Number | 28 |
| Jurisdiction | BONNER ID |
| Township / Civil Division | BLANCHARD-GLENGARY |
| Census Block Group | 3 |
| Census Block | 3032 |
| Census Tract | 950701 |
Source: Bonner County records, as of October 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 655 E VALLEY ST S, OLDTOWN, ID 83822-9550 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Sep 25, 2025 | Warranty Deed, Transfer · FHA Mortgage PLANET HOME LENDING LLC |
| Aug 31, 2022 | Warranty Deed, Subdivision Related Transfer FIRST AMERICAN TITLE-SANDPOINT, FIRST AMERICAN TTL SANDPOINT |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 25, 2025 · Amount on Record |
| Deed Sale | Sep 25, 2025 · Amount on Record |
| Prior Sale | Oct 8, 2024 · Amount on Record |
| Deed Document Number | 20251052513 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BONNER ID |
| Recording Date | Sep 25, 2025 |
| Property Address | 655 E VALLEY ST S, OLDTOWN, ID 83822-9550 |
| Document Number | 0001052513 |
| Map Reference | MB 1 PG 100 |
| Instrument Date | Sep 24, 2025 |
| Instrument | 1052513 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2025 |
| Title Company | TITLEONE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 655 E VALLEY ST S, OLDTOWN, ID 83822-9550 |
| Document Number | 0001052514 |
|---|---|
| Date | Sep 25, 2025 |
| Instrument | 1052514 |
| Name | PLANET HOME LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BONNER ID |
| Recording Date | Aug 31, 2022 |
| Property Address | 655 E VALLEY ST S, OLDTOWN, ID 83822-9550 |
| Document Number | 0001010805 |
| Map Reference | MB 1 PG 10 |
| Instrument Date | Jun 7, 2022 |
| Instrument | 1010805 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 13, 2023 |
| Title Company | FIRST AMERICAN TITLE-SANDPOINT, FIRST AMERICAN TTL SANDPOINT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3548 AMBER LN, ROSEBURG, OR 97471-9339 |
Source: Bonner County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | Idaho |
| County | Bonner County |
| Unified School District | West Bonner County School District 83 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,194.00 (+9.94%) Homeowner's exemption | $492,791 (+12.39%) Land $155,061 Building $337,730 | $492,791 (+12.39%) Land $155,061 Building $337,730 |
| 2025 | $1,086.00 (-32.84%) Homeowner's exemption | $438,476 (-6.69%) Land $100,746 Building $337,730 | $438,476 (-6.69%) Land $100,746 Building $337,730 |
| 2023 | $1,617.00 | $469,922 Land $95,133 Building $374,789 | $469,922 Land $95,133 Building $374,789 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 95% of Idaho |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wind Wireless Fiber · Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures