Bonner County property record for 638 E Valley St S, Oldtown, ID 83822
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,308 sqft · built 2022 |
| Lot Size | 0.176 acres (7,667 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $393,707 (Nov 2025) |
| Tax Bill | $948 (2026) |
| Deeds & Mortgages | Nov 2025 Mortgage Nov 2025 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | RP00540003016AA |
| Primary APN | RP00540003016AA |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,308 sqft Finished Area |
| 1st Floor Area | 1,308 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,667 sqft (0.176 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 638 E VALLEY ST S |
|---|---|
| City | OLDTOWN |
| State | ID |
| Zip | 83822-9550 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 25-56N-6W CEDAR PARK 1ST ADDITION BLK 3 LOT 16 - CPWRS |
| Legal Range | 06W |
| Legal Township | 56N |
| Legal Section | 25 |
| Legal Subdivision | CEDAR PARK FIRST ADD |
| Legal Block | 3 |
| Legal Lot Number | 16 |
| Jurisdiction | BONNER ID |
| Township / Civil Division | BLANCHARD-GLENGARY |
| Census Block Group | 3 |
| Census Block | 3032 |
| Census Tract | 950701 |
Source: Bonner County records, as of October 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 1367, NEWPORT, WA 99156-1367 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Nov 17, 2025 | Deed of Trust, Mortgage · FHA Mortgage WILLAMETTE VALLEY BANK |
| Nov 17, 2025 | Warranty Deed, Transfer · Stand-Alone Second Mortgage WILLAMETTE VALLEY BANK |
| Jun 8, 2022 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 17, 2025 · Amount on Record |
| Deed Sale | Nov 17, 2025 · Amount on Record |
| Deed Document Number | 20251055004 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BONNER ID |
| Property Address | 638 E VALLEY ST S, OLDTOWN, ID 83822-9550 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Title Company | FLYING S T&E OF ID INC |
| Name | Verified Name |
|---|---|
| Address | 613 N WASHINGTON AVE, NEWPORT, WA 99156-9642 |
| Document Number | 0001055005 |
|---|---|
| Date | Nov 17, 2025 |
| Instrument | 1055005 |
| Name | WILLAMETTE VALLEY BANK |
|---|---|
| Type | Bank |
| Address | SALEM, OR 97301 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BONNER ID |
| Recording Date | Nov 17, 2025 |
| Property Address | 638 E VALLEY ST S, OLDTOWN, ID 83822-9550 |
| Document Number | 0001055004 |
| Map Reference | MB 1 PG 100 |
| Instrument Date | Nov 4, 2025 |
| Instrument | 1055004 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2026 |
| Title Company | FLYING S T&E OF ID INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | PO BOX 1367, NEWPORT, WA 99156-1367 |
| Document Number | 0001055006 |
|---|---|
| Date | Nov 17, 2025 |
| Instrument | 1055006 |
| Name | WILLAMETTE VALLEY BANK |
|---|---|
| Type | Bank |
| Address | SALEM, OR 97301 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 1, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BONNER ID |
| Recording Date | Jun 8, 2022 |
| Property Address | 638 E VALLEY ST S, OLDTOWN, ID 83822-9550 |
| Document Number | 0001006677 |
| Map Reference | MB 1 PG 100 |
| Instrument Date | Jun 3, 2022 |
| Instrument | 1006677 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 13, 2023 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 638 E VALLEY ST S, OLDTOWN, ID 83822-9550 |
| Document Number | 0001006678 |
|---|---|
| Date | Jun 8, 2022 |
| Instrument | 1006678 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
Source: Bonner County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | Idaho |
| County | Bonner County |
| Unified School District | West Bonner County School District 83 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $948.00 (+10.1%) Homeowner's exemption | $431,862 (+14.39%) Land $155,061 Building $276,801 | $431,862 (+14.39%) Land $155,061 Building $276,801 |
| 2025 | $861.00 (+15.11%) Homeowner's exemption | $377,547 (+6.35%) Land $100,746 Building $276,801 | $377,547 (+6.35%) Land $100,746 Building $276,801 |
| 2023 | $748.00 Homeowner's exemption | $355,015 Land $95,133 Building $259,882 | $355,015 Land $95,133 Building $259,882 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 95% of Idaho |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wind Wireless Fiber · Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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