636 E Valley St S, Oldtown, ID 83822 Property Records

Bonner County property record for 636 E Valley St S, Oldtown, ID 83822

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,470 sqft · built 2022
Lot Size0.176 acres (7,667 sqft)
OwnerIndividual Name on Record
Last Sale$349,800 (May 2022)
Tax Bill$1,012 (2026)
Deeds & MortgagesJan 2023 Second Mortgage
May 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNRP00540003015CA

Property Details

APN / Parcel Number

Primary APNRP00540003015CA

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,470 sqft Finished Area
1st Floor Area1,470 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area7,667 sqft (0.176 acres)
Garage TypeAttached
Garage Area460 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Street Address636 E VALLEY ST S
CityOLDTOWN
StateID
Zip83822-9550
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description25-56N-6W CEDAR PARK 1ST ADDITION BLK 3 LOT 15
Legal Range06W
Legal Township56N
Legal Section25
Legal SubdivisionCEDAR PARK FIRST ADD
Legal Block3
Legal Lot Number15
JurisdictionBONNER ID
Township / Civil DivisionBLANCHARD-GLENGARY
Census Block Group3
Census Block3032
Census Tract950701

Owner

Source: Bonner County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address636 E VALLEY ST S, OLDTOWN, ID 83822-9550
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 3, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
IDAHO HOUSING & FINANCE ASSN
May 25, 2022Warranty Deed, Transfer · Conventional Mortgage
FLAGSTAR BANK FSB
May 25, 2022Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
FLAGSTAR BANK FSB

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 25, 2022 · Amount on Record
Deed SaleMay 25, 2022 · Amount on Record
Deed Document Number20221005962
Record UpdatedOct 29, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBONNER ID
Property Address636 E VALLEY ST S, OLDTOWN, ID 83822-9550
Transaction TypeMortgage
Record UpdatedOct 13, 2023
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address636 E VALLEY ST S, OLDTOWN, ID 83822-9550

Mortgage

Document Number0001015582
DateJan 3, 2023
Instrument1015582
Lender
NameIDAHO HOUSING & FINANCE ASSN
TypeGovernment Agency
AddressBOISE, ID 83702
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term120 Months
DueJan 1, 2033

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBONNER ID
Recording DateMay 25, 2022
Property Address636 E VALLEY ST S, OLDTOWN, ID 83822-9550
Document Number0001005962
Map ReferenceMB 1 PG 100
Instrument DateMay 19, 2022
Instrument1005962
Transaction TypeTransfer
Record UpdatedOct 13, 2023
Title CompanyFIRST AMERICAN TITLE-SANDPOINT, FIRST AMERICAN TTL SANDPOINT

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address14258 N PRISTINE CIR, RATHDRUM, ID 83858-4903
InvestorPossibly a Property Investor

Mortgage

Document Number0001005965
DateMay 25, 2022
Instrument1005965
Lender
NameFLAGSTAR BANK FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term121 Months
DueJun 1, 2032

May 2022: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionBONNER ID
Recording DateMay 25, 2022
Property Address636 E VALLEY ST S, OLDTOWN, ID 83822-9550
Document Number0001005963
Map ReferenceMB 1 PG 100
Instrument DateApr 6, 2022
Instrument1005963
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 13, 2023
Title CompanyFIRST AMERICAN TITLE-SANDPOINT, FIRST AMERICAN TTL SANDPOINT

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address636 E VALLEY ST S, OLDTOWN, ID 83822-9550

Mortgage

Document Number0001005964
DateMay 25, 2022
Instrument1005964
Lender
NameFLAGSTAR BANK FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2052

Tax Assessment & Valuation

Source: Bonner County assessment roll, as of October 15, 2026

Property Jurisdictions

TypeName
StateIdaho
CountyBonner County
Unified School DistrictWest Bonner County School District 83 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,012.00 (+10.24%) Homeowner's exemption$452,639 (+13.64%) Land $155,061 Building $297,578$452,639 (+13.64%) Land $155,061 Building $297,578
2025$918.00 (+18.3%) Homeowner's exemption$398,324 (+8.42%) Land $100,746 Building $297,578$398,324 (+8.42%) Land $100,746 Building $297,578
2023$776.00 Homeowner's exemption$367,374 Land $95,133 Building $272,241$367,374 Land $95,133 Building $272,241

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 95% of Idaho
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wind Wireless
Fiber · Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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