Bonner County property record for 659 E Valley St S, Oldtown, ID 83822
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,524 sqft · built 2022 |
| Lot Size | 0.164 acres (7,144 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $416,515 (Apr 2026) |
| Tax Bill | $1,087 (2026) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Feb 2024 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | RP00540002027AA |
| Primary APN | RP00540002027AA |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,524 sqft Finished Area |
| 1st Floor Area | 1,524 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,144 sqft (0.164 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 659 E VALLEY ST S |
|---|---|
| City | OLDTOWN |
| State | ID |
| Zip | 83822-9550 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 25-56N-6W CEDAR PARK 1ST ADDITION BLK 2 LOT 27 - CPWRS |
| Legal Range | 06W |
| Legal Township | 56N |
| Legal Section | 25 |
| Legal Subdivision | CEDAR PARK FIRST ADD |
| Legal Block | 2 |
| Legal Lot Number | 27 |
| Jurisdiction | BONNER ID |
| Township / Civil Division | BLANCHARD-GLENGARY |
| Census Block Group | 3 |
| Census Block | 3032 |
| Census Tract | 950701 |
659 E Valley St S is owned and occupied by two individuals who bought it in April 2026.
Source: Bonner County records, as of October 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 659 E VALLEY ST S, OLDTOWN, ID 83822-9550 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 17, 2026 | Warranty Deed, Transfer · FHA Mortgage CANOPY MORTGAGE LLC |
| Feb 26, 2024 | Warranty Deed, Transfer NOT AVAILABLE, FLYING S T&E SANDPOINT |
| Sep 14, 2022 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 17, 2026 · Amount on File |
| Deed Sale | Apr 17, 2026 · Amount on File |
| Prior Sale | Sep 5, 2025 |
| Deed Document Number | 20261060653 |
| Prior Transfer Date | Aug 25, 2025 |
| Prior Transfer Doc | 0001051730 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BONNER ID |
| Recording Date | Apr 17, 2026 |
| Property Address | 659 E VALLEY ST S, OLDTOWN, ID 83822-9550 |
| Document Number | 0001060653 |
| Instrument Date | Apr 17, 2026 |
| Instrument | 2026.1060653 |
| Transaction Type | Transfer |
| Record Updated | May 4, 2026 |
| Title Company | PIONEER TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 659 E VALLEY ST S, OLDTOWN, ID 83822-9550 |
| Document Number | 0001060653, |
|---|---|
| Date | Apr 17, 2026 |
| Instrument | 2026.1060653 |
| Name | CANOPY MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Date | Apr 17, 2026 |
|---|
| Name | CANOPY MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 15 Months |
| Due | May 1, 2041 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BONNER ID |
| Recording Date | Feb 26, 2024 |
| Property Address | 659 E VALLEY ST S, OLDTOWN, ID 83822-9550 |
| Document Number | 0001030621 |
| Map Reference | MB 1 PG 100 |
| Instrument Date | Feb 23, 2024 |
| Instrument | 1030621 |
| Transaction Type | Transfer |
| Record Updated | Mar 4, 2024 |
| Title Company | NOT AVAILABLE, FLYING S T&E SANDPOINT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 659 E VALLEY ST S, OLDTOWN, ID 83822-9550 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BONNER ID |
| Recording Date | Sep 14, 2022 |
| Property Address | 659 E VALLEY ST S, OLDTOWN, ID 83822-9550 |
| Document Number | 0001011417 |
| Map Reference | MB 1 PG 100 |
| Instrument Date | Jun 7, 2022 |
| Instrument | 1011417 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 4, 2024 |
| Title Company | FIRST AMERICAN TITLE-SANDPOINT, FIRST AMERICAN TTL SANDPOINT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 659 E VALLEY ST S, OLDTOWN, ID 83822-9550 |
| Investor | Possibly a Property Investor |
| Document Number | 0001011418 |
|---|---|
| Date | Sep 14, 2022 |
| Instrument | 1011418 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2052 |
The 2026 property tax bill for 659 E Valley St S was $1,087, up 9.7% from the year before.
Source: Bonner County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | Idaho |
| County | Bonner County |
| Unified School District | West Bonner County School District 83 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,087.00 (+9.69%) | $458,042 (+13.45%) Land $155,061 Building $302,981 | $458,042 (+13.45%) Land $155,061 Building $302,981 |
| 2025 | $991.00 Homeowner's exemption | $403,727 Land $100,746 Building $302,981 | $403,727 Land $100,746 Building $302,981 |
| 2023 | $825.00 Homeowner's exemption | $389,199 Land $95,133 Building $294,066 | $389,199 Land $95,133 Building $294,066 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 659 E Valley St S in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 659 E Valley St S is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 95% of Idaho |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wind Wireless Fiber · Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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