655 Bay Dr, Sagle, ID 83860 Property Records

Bonner County property record for 655 Bay Dr, Sagle, ID 83860

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 560 sqft · built 1962
Lot Size	0.321 acres (13,983 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,664 (2025)
Deeds & Mortgages	Dec 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`RP000340020070A`

Property Details

APN / Parcel Number

Primary APN	`RP000340020070A`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	560 sqft Finished Area
1st Floor Area	560 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	A-Frame
Exterior Material	Wood
Construction Type	Frame
Roof Type	Steel Frame/Truss
Roof Material	Galvanized Metal
Lot Area	13,983 sqft (0.321 acres)
Lot Width	100 ft Width
Garage Type	Built-in
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	655 BAY DR
City	SAGLE
State	ID
Zip	83860
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	Rec
Legal Description	33-57N-1W BOTTLE BAY BCH HOME BLK 2 LOT 7 CPWRS
Legal Range	01W
Legal Township	57N
Legal Section	33
Legal Subdivision	CPWRS
Legal Block	2
Legal Lot Number	7
Jurisdiction	BONNER ID
Township / Civil Division	BLANCHARD-GLENGARY
Census Block Group	1
Census Block	1009
Census Tract	950901

Owner

Source: Bonner County records · APN RP000340020070A

Assessment roll updated August 22, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2422 OLD US HIGHWAY 2 N, TROY, MT 59935-8771
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 15, 2017
Deed Sale	Dec 15, 2017
Deed Document Number	2017915780
Record Updated	Sep 20, 2026

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Dec 15, 2017
Property Address	655 BAY DR, SAGLE, ID 83860
Document Number	915780
Map Reference	MB2 PG32
Instrument Date	Dec 15, 2017
Instrument	915780
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	NORTH ID TITLE COMPANY, NORTH IDAHO TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2422 OLD US HIGHWAY 2 N, TROY, MT 59935-8771

Tax Assessment & Valuation

Source: Bonner County records · Assessment roll updated August 22, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,115,382 (-0.04%)	$1,115,382 (-0.04%)
2025	$4,664.00 (+5.09%)	$1,115,852 (+12.48%) Land $931,850 Building $184,002	$1,115,852 (+12.48%) Land $931,850 Building $184,002
2023	$4,438.00	$992,061 Land $850,650 Building $141,411	$992,061 Land $850,650 Building $141,411

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 28, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2014)
Most Recent Claim	Mar 2014 · rainfall accumulation

Wildfire

Wildfire Risk	Moderate above 40% of the US · lower than 89% of Idaho
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Mann Holdings Fixed Wireless	250 / 50
Kaniksu Fixed Wireless	100 / 30
Wired or Wireless Fixed Wireless · not low latency	30 / 10

May also be available: Newmax.

Based on FCC filings for 41 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Bay Dr

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