Bonner County property record for 525 Bay Dr, Sagle, ID 83860
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,641 sqft · built 1968 |
| Lot Size | 0.354 acres (15,420 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,330,000 (Oct 2025) |
| Tax Bill | $6,183 (2026) |
| Deeds & Mortgages | Oct 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | RP000340020010A |
| Primary APN | RP000340020010A |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 3 Stories |
| Building Area | 2,641 sqft Finished Area |
| 1st Floor Area | 3,005 sqft |
| Basement Area | 756 sqft |
| Finished Basement | 756 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Concrete |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Galvanized Metal |
| Lot Area | 15,420 sqft (0.354 acres) |
| Lot Dimensions | 100 ft deep x 100 ft wide |
| Garage Type | Built-in |
| Boat Access | Boat Access |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 525 BAY DR |
|---|---|
| City | SAGLE |
| State | ID |
| Zip | 83860 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | Rec |
| Legal Description | 33-57N-1W BOTTLE BAY BCH HOME BLK 2 LOT 1 - CPWRS |
| Legal Range | 01W |
| Legal Township | 57N |
| Legal Section | 33 |
| Legal Subdivision | CPWRS |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | BONNER ID |
| Township / Civil Division | BLANCHARD-GLENGARY |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 950901 |
525 Bay Dr is owned by two individuals who bought it in October 2025.
Source: Bonner County records, as of October 15, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8029 S HILBY RD, SPOKANE, WA 99223-2041 |
| Owner Type | Individual |
| Vesting | Community Property |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 20, 2025 · Amount on File |
| Deed Sale | Oct 20, 2025 · Amount on File |
| Prior Sale | Oct 20, 2025 |
| Deed Document Number | 20251053550 |
| Prior Transfer Date | Sep 19, 2025 |
| Prior Transfer Doc | 0001053549 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BONNER ID |
| Recording Date | Oct 20, 2025 |
| Property Address | 525 BAY DR, SAGLE, ID 83860 |
| Document Number | 0001053550 |
| Map Reference | MB 2 PG 32 |
| Instrument Date | Oct 16, 2025 |
| Instrument | 1053550 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Title Company | NEXTITLE N IDAHO, NEXTITLE NORTH IDAHO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 8029 S HILBY RD, SPOKANE, WA 99223-2041 |
| Document Number | 0001053551 |
|---|---|
| Date | Oct 20, 2025 |
| Instrument | 1053551 |
| Name | NUMERICA CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
The 2026 property tax bill for 525 Bay Dr was $6,183.
Source: Bonner County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | Idaho |
| County | Bonner County |
| Unified School District | Lake Pend Oreille School District 84 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,183.00 | $1,399,040 (-2.5%) Land $931,850 Building $467,190 | $1,399,040 (-2.5%) Land $931,850 Building $467,190 |
| 2025 | $6,183.00 | $1,434,892 Land $931,850 Building $503,042 | $1,434,892 Land $931,850 Building $503,042 |
| 2023 | $5,520.00 | $1,205,764 Land $850,650 Building $355,114 | $1,205,764 Land $850,650 Building $355,114 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 525 Bay Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2014) |
| Most Recent Claim | Mar 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 525 Bay Dr is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 89% of Idaho |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| MountainLink Fixed Wireless | 250 / 50 |
| Kaniksu Internet Fixed Wireless | 100 / 30 |
| Wired or Wireless Fixed Wireless · not low latency | 30 / 10 |
May also be available: Intermax Networks.
5G (outdoors only) and 4G LTE
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