563 Bay Dr, Sagle, ID 83860 Property Records

Bonner County property record for 563 Bay Dr, Sagle, ID 83860

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,280 sqft · built 2004
Lot Size	0.315 acres (13,721 sqft)
Owner	2 Trust Names on File
Tax Bill	$5,303 (2026)
Deeds & Mortgages	Oct 2020 Mortgage Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`RP000340020030A`

Property Details

APN / Parcel Number

Primary APN	`RP000340020030A`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	1,280 sqft Finished Area
1st Floor Area	1,712 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,721 sqft (0.315 acres)
Lot Width	100 ft Width
Garage Type	Built-in
Shed	1 Shed
Shed Area	96 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	563 BAY DR
City	SAGLE
State	ID
Zip	83860-8333
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	Rec
Legal Description	33-57N-1W BOTTLE BAY BCH HOME BLK 2 LOT 3
Legal Range	01W
Legal Township	57N
Legal Section	33
Legal Subdivision	BOTTLE BAY BCH HOME
Legal Block	2
Legal Lot Number	3
Jurisdiction	BONNER ID
Township / Civil Division	BLANCHARD-GLENGARY
Census Block Group	1
Census Block	1009
Census Tract	950901

Owner

563 Bay Dr is held in a trust since July 2010.

Source: Bonner County records, as of October 15, 2026

Owner of Record	2 Trust Names on File
Mailing Address	18455 W WESTERN STAR BLVD, GOODYEAR, AZ 85338-4923
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 19, 2010
Transfer Doc	0000795709
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	563 BAY DR, SAGLE, ID 83860
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	969004
Date	Oct 30, 2020
Instrument	969004

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	563 BAY DR, SAGLE, ID 83860
Transaction Type	Mortgage
Record Updated	Aug 7, 2019
Title Company	PIONEER TITLE BONNER COUNTY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	941501
Date	Jul 12, 2019
Instrument	941501

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2034

Tax Assessment & Valuation

The 2026 property tax bill for 563 Bay Dr was $5,303.

Source: Bonner County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,303.00	$1,253,536 (+0.27%) Land $931,850 Building $321,686	$1,253,536 (+0.27%) Land $931,850 Building $321,686
2025	$5,303.00	$1,250,106 Land $931,850 Building $318,256	$1,250,106 Land $931,850 Building $318,256
2023	$5,147.00	$1,132,044 Land $850,650 Building $281,394	$1,132,044 Land $850,650 Building $281,394

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 563 Bay Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2014)
Most Recent Claim	Mar 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 563 Bay Dr is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 89% of Idaho
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
MountainLink Fixed Wireless	250 / 50
Kaniksu Internet Fixed Wireless	100 / 30
Wired or Wireless Fixed Wireless · not low latency	30 / 10

May also be available: Intermax Networks.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Bay Dr

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