Bonner County property record for 545 Bay Dr, Sagle, ID 83860
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,088 sqft · built 1970 |
| Lot Size | 0.144 acres (6,273 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,952 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | RP00034002002AA |
| Primary APN | RP00034002002AA |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 3 Stories |
| Building Area | 2,088 sqft Finished Area |
| 1st Floor Area | 2,088 sqft |
| Basement Area | 696 sqft |
| Finished Basement | 696 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Concrete |
| Roof Type | Gable |
| Roof Material | Galvanized Metal |
| Lot Area | 6,273 sqft (0.144 acres) |
| Lot Width | 50 ft Width |
| Garage Type | Built-in |
| Boat Access | Boat Access |
| Boat House | 200 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Street Address | 545 BAY DR |
|---|---|
| City | SAGLE |
| State | ID |
| Zip | 83860 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | Rec |
| Legal Description | 33-57N-1W BOTTLE BAY BCH HOME BLK 2 S2 LOT 2 CPWRS |
| Legal Range | 01W |
| Legal Township | 57N |
| Legal Section | 33 |
| Legal Subdivision | CPWRS |
| Legal Block | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | BONNER ID |
| Township / Civil Division | BLANCHARD-GLENGARY |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 950901 |
545 Bay Dr is owned by two individuals who acquired it in August 2016.
Source: Bonner County records, as of October 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 812 S FLINT RD, SPOKANE, WA 99224-9155 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 30, 2016 |
| Deed Sale | Aug 30, 2016 |
| Deed Document Number | 2016894172 |
| Prior Transfer Date | Mar 5, 2003 |
| Prior Transfer Doc | 0000767965 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 545 Bay Dr was $3,952.
Source: Bonner County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | Idaho |
| County | Bonner County |
| Unified School District | Lake Pend Oreille School District 84 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,952.00 | $839,864 (-5.14%) Land $532,650 Building $307,214 | $839,864 (-5.14%) Land $532,650 Building $307,214 |
| 2025 | $3,952.00 | $885,346 Land $532,650 Building $352,696 | $885,346 Land $532,650 Building $352,696 |
| 2023 | $3,702.00 | $776,982 Land $487,750 Building $289,232 | $776,982 Land $487,750 Building $289,232 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 545 Bay Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2014) |
| Most Recent Claim | Mar 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 545 Bay Dr is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 89% of Idaho |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| MountainLink Fixed Wireless | 250 / 50 |
| Kaniksu Internet Fixed Wireless | 100 / 30 |
| Wired or Wireless Fixed Wireless · not low latency | 30 / 10 |
May also be available: Intermax Networks.
5G (outdoors only) and 4G LTE
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