6540 Graf Dr, Cincinnati, OH 45230 Property Records

Hamilton County property record for 6540 Graf Dr, Cincinnati, OH 45230

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,129 sqft · built 1950
Lot Size	0.114 acres (4,966 sqft)
Owner	Individual Name on Record
Tax Bill	$2,502 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Apr 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`001-0001-0119-00`

Property Details

APN / Parcel Number

Primary APN	`001-0001-0119-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,129 sqft Living Area
1st Floor Area	1,129 sqft

Exterior

Year Built	Built 1950
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	4,966 sqft (0.114 acres)
Lot Dimensions	100 ft deep x 54 ft wide
Garage Type	Attached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	168 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	6540 GRAF DR
City	CINCINNATI
State	OH
Zip	45230-1418
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GRAF DR 54 X 100 SUR 618
Legal Subdivision	RAINBOW HILL SUB
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	3
Census Block	3001
Census Tract	4604

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	6540 GRAF DR, CINCINNATI, OH 45230-1418
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Apr 23, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Prior Sale	Jan 8, 2014
Last Transfer Date	Apr 23, 2021
Transfer Doc	0000051478
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	6540 GRAF DR, CINCINNATI, OH 45230-1418
Transaction Type	Mortgage
Record Updated	Apr 25, 2022
Title Company	OLD TOWN TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029362
Date	Mar 21, 2022
Book Page	14628/2345
Instrument	2022-0029362

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2037

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 23, 2021
Property Address	6540 GRAF DR, CINCINNATI, OH 45230-1418
Document Number	0000051478
Book / Page	14403 / 4028
Instrument Date	Apr 16, 2021
Instrument	2021-0051478
Transaction Type	Transfer
Record Updated	May 25, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6540 GRAF DR, CINCINNATI, OH 45230-1418

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,502.00 (-12.21%)	$40,485 (-) Land $8,523 Building $31,962
2024	$2,850.00 (+2.96%)	$40,485 (-) Land $8,523 Building $31,962
2023	$2,768.00 (+16.45%)	$40,485 (+32.49%) Land $8,523 Building $31,962	$115,670 (+32.5%) Land $24,350 Building $91,320
2022	$2,377.00 Homeowner's exemption	$30,556 Land $6,045 Building $24,511
2020			$87,300 Land $17,270 Building $70,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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