6535 Graf Dr, Cincinnati, OH 45230 Property Records

Hamilton County property record for 6535 Graf Dr, Cincinnati, OH 45230

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,129 sqft · built 1950
Lot Size	0.132 acres (5,750 sqft)
Owner	2 Individual Names on Record
Last Sale	$225,000 (Jun 2026)
Tax Bill	$1,818 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jun 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001-0001-0109-00`

Property Details

APN / Parcel Number

Primary APN	`001-0001-0109-00`
Alternative APN	`200734970`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,129 sqft Living Area
1st Floor Area	1,129 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	5,750 sqft (0.132 acres)
Lot Dimensions	109 ft deep x 54 ft wide
Patio Area	362 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	6535 GRAF DR
City	CINCINNATI
State	OH
Zip	45230-1417
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF4
Legal Description	GRAF DR 54 X 109.80 IRR SUR 618
Legal Subdivision	MILITARY SURV 618
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	3
Census Block	3002
Census Tract	4604

Owner

Source: Hamilton County records, as of July 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6535 GRAF DR, CINCINNATI, OH 45230-1417
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION
Jun 22, 2026	Deed of Trust, Mortgage · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION
Feb 25, 2026	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2026 · Amount on Record
Deed Sale	Jun 15, 2026 · Amount on Record
Prior Sale	May 23, 2003 · Amount on Record
Deed Document Number	202647586
Deed Book / Page	15687 / 1547
Prior Transfer Date	Nov 2, 2020
Prior Transfer Doc	0000124248
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 15, 2026
Property Address	6535 GRAF DR, CINCINNATI, OH 45230-1417
Document Number	0000047586
Book / Page	15687 / 1547
Instrument Date	Jun 15, 2026
Instrument	202647586
Transaction Type	Transfer
Record Updated	Jul 23, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$45,450.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	6535 GRAF DR, CINCINNATI, OH 45230-1417

Mortgage

Document Number	0000047587,
Date	Jun 15, 2026
Instrument	202647587

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Recording Date	Jun 22, 2026
Property Address	6535 GRAF DR, CINCINNATI, OH 45230-1417
Document Number	0000049376
Book / Page	15691 / 349
Instrument Date	Jun 5, 2026
Instrument	202649376
Transaction Type	Mortgage
Record Updated	Jul 24, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000049376,
Date	Jun 22, 2026
Book Page	15691/349
Instrument	202649376

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

February 2026: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	HAMILTON OH
Recording Date	Feb 25, 2026
Property Address	6535 GRAF DR, CINCINNATI, OH 45230-1417
Document Number	0000013940
Book / Page	15610 / 794
Instrument Date	Feb 20, 2026
Instrument	2026-0013940
Transaction Type	Transfer
Record Updated	Mar 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8351 BENTON RIDGE LN, CINCINNATI, OH 45255-4775

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,818.00 (+2.89%) Homeowner's exemption	$39,533 (-) Land $8,939 Building $30,594	$112,950 (-) Land $25,540 Building $87,410
2024	$1,767.00 (-4.9%) Homeowner's exemption	$39,533 (-) Land $8,939 Building $30,594
2023	$1,858.00 (-10.33%) Homeowner's exemption	$39,533 (+1.05%) Land $8,939 Building $30,594	$112,950 (+1.05%) Land $25,540 Building $87,410
2022	$2,072.00 Homeowner's exemption	$39,124 Land $13,710 Building $25,414
2020			$111,780 Land $39,170 Building $72,610

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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