6531 Graf Dr, Cincinnati, OH 45230 Property Records

Hamilton County property record for 6531 Graf Dr, Cincinnati, OH 45230

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,129 sqft · built 1950
Lot Size	0.139 acres (6,055 sqft)
Owner	2 Individual Names on Record
Last Sale	$120,000 (Jun 2020)
Tax Bill	$2,483 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001-0001-0108-00`

Property Details

APN / Parcel Number

Primary APN	`001-0001-0108-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,129 sqft Living Area
1st Floor Area	1,129 sqft

Exterior

Year Built	Built 1950
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,055 sqft (0.139 acres)
Lot Dimensions	112 ft deep x 54 ft wide
Porch	Porch
Porch Area	105 sqft
Patio Area	387 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	6531 GRAF DR
City	CINCINNATI
State	OH
Zip	45230-1417
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GRAF DR 54 X 112.19 IR
Legal Subdivision	RAINBOW HILL
Legal Lot Number	29
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	3
Census Block	3002
Census Tract	4604

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6531 GRAF DR, CINCINNATI, OH 45230-1417
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage RESICENTRAL LLC
Jun 5, 2020	Warranty Deed, Transfer · FHA Mortgage CARDINAL FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2020 · Amount on Record
Deed Sale	Jun 5, 2020 · Amount on Record
Prior Sale	May 20, 2014 · Amount on Record
Deed Document Number	2020-0053098
Deed Book / Page	14183 / 3251
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	6531 GRAF DR, CINCINNATI, OH 45230-1417
Transaction Type	Mortgage
Record Updated	Apr 10, 2026
Title Company	AGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022534
Date	Mar 2, 2022
Book Page	14615/1089
Instrument	2022-0022534

Lender

Name	RESICENTRAL LLC
Type	Non-Lending Institution
Address	TEMPE, AZ 85281

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 5, 2020
Property Address	6531 GRAF DR, CINCINNATI, OH 45230-1417
Document Number	0000053098
Book / Page	014183 / 003251
Instrument Date	May 22, 2020
Instrument	53098
Transaction Type	Transfer
Record Updated	Jul 24, 2020
Title Company	RIVERTOWNE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$480.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6531 GRAF DR CINCINNATI OH 452301417, CINCINNATI, OH 45230-1417

Mortgage

Document Number	53099
Date	Jun 5, 2020
Book Page	014183/003253
Instrument	53099

Lender

Name	CARDINAL FIN'L
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 4, 2050

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,483.00 (+3.11%)	$40,142 (-) Land $9,044 Building $31,098
2024	$2,408.00 (-2.19%)	$40,142 (-) Land $9,044 Building $31,098
2023	$2,462.00 (-14.19%)	$40,142 (-4.42%) Land $9,044 Building $31,098	$114,690 (-4.43%) Land $25,840 Building $88,850
2022	$2,869.00 Homeowner's exemption	$42,000 Land $6,412 Building $35,588
2020			$120,000 Land $18,320 Building $101,680

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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