6532 Graf Dr, Cincinnati, OH 45230 Property Records

Hamilton County property record for 6532 Graf Dr, Cincinnati, OH 45230

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,129 sqft · built 1950
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on Record
Last Sale	$102,500 (Aug 2023)
Tax Bill	$2,376 (2025)
Deeds & Mortgages	Aug 2023 Sale & Line of Credit Apr 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001-0001-0117-00`

Property Details

APN / Parcel Number

Primary APN	`001-0001-0117-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,129 sqft Living Area
1st Floor Area	1,129 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	100 ft deep x 54 ft wide
Patio Area	198 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	6532 GRAF DR
City	CINCINNATI
State	OH
Zip	45230-1418
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF4
Legal Description	GRAF DR 54 X 100
Legal Subdivision	RAINBOW HILL
Legal Lot Number	38
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	3
Census Block	3001
Census Tract	4604

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6532 GRAF DR, CINCINNATI, OH 45230-1418
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2023	Warranty Deed, Transfer · Line of Credit UNION SAVINGS BANK
Apr 27, 2020	Affidavit of Death, Transfer ATTORNEY ONLY
Feb 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2023 · Amount on Record
Deed Sale	Aug 31, 2023 · Amount on Record
Prior Sale	Feb 5, 2002 · Amount on Record
Deed Document Number	202361803
Deed Book / Page	14991 / 1597
Prior Transfer Date	Apr 17, 2020
Prior Transfer Doc	0000038285
Record Updated	Jun 8, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Aug 31, 2023
Property Address	6532 GRAF DR, CINCINNATI, OH 45230-1418
Document Number	0000061803
Book / Page	14991 / 1597
Instrument Date	Aug 28, 2023
Instrument	2023-0061803
Transaction Type	Transfer
Record Updated	Sep 20, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$102.50
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6532 GRAF DR, CINCINNATI, OH 45230-1418

Mortgage

Document Number	0000061804
Date	Aug 31, 2023
Instrument	2023-0061804

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 28, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	HAMILTON OH
Recording Date	Apr 27, 2020
Property Address	6532 GRAF DR, CINCINNATI, OH 45230-1418
Document Number	0000038285
Book / Page	014155 / 000571
Instrument Date	Apr 17, 2020
Instrument	38285
Transaction Type	Transfer
Record Updated	May 28, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3944 FULTON GROVE RD CINCINNATI OH 452452507, CINCINNATI, OH 45245-2507

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	6532 GRAF DR, CINCINNATI, OH 45230-1418
Document Number	0000015161
Instrument Date	Feb 27, 2019
Transaction Type	Mortgage
Record Updated	Mar 25, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6532 GRAF DR CINCINNATI OH 452301418, CINCINNATI, OH 45230-1418

Mortgage

Document Number	0000015161
Date	Feb 28, 2019
Book Page	013864/001387
Instrument	15161

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 27, 2049

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,376.00 (+3.13%)	$38,399 (-) Land $8,523 Building $29,876	$109,710 (-) Land $24,350 Building $85,360
2024	$2,304.00 (-5.84%)	$38,399 (-) Land $8,523 Building $29,876
2023	$2,447.00 (+19.19%)	$38,399 (+32.61%) Land $8,523 Building $29,876	$109,710 (+32.61%) Land $24,350 Building $85,360
2022	$2,053.00	$28,956 Land $6,045 Building $22,911
2020			$82,730 Land $17,270 Building $65,460

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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