San Luis Obispo County property record for 654 Riviera Cir, Nipomo, CA 93444
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,463 sqft · built 1990 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | Company Name on Record |
| Last Sale | $540,000 (Nov 2018) |
| Tax Bill | $7,532 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Nov 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 091-419-009 |
| Primary APN | 091-419-009 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,463 sqft Living Area |
| 1st Floor Area | 1,463 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Construction Type | Wood |
| Lot Area | 5,000 sqft (0.115 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 654 RIVIERA CIR |
|---|---|
| City | NIPOMO |
| State | CA |
| Zip | 93444-9598 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | REC |
| Legal Description | TRACT 1542 LT 95 |
| Legal Subdivision | TRACT 1542 |
| Legal Tract | 1542 |
| Legal Block | 1 |
| Legal Lot Number | 95 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | ARROYO GRANDE |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 12305 |
Source: San Luis Obispo County records, as of August 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 654 RIVIERA CIR, NIPOMO, CA 93444-9598 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Jul 8, 2020 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS |
| Nov 2, 2018 | Grant Deed, Transfer · FHA Mortgage AMERICAN ADVISORS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 2, 2018 · Amount on Record |
| Deed Sale | Nov 2, 2018 · Amount on Record |
| Prior Sale | Jan 20, 2010 · Amount on Record |
| Deed Document Number | 201845958 |
| Prior Transfer Date | May 23, 2005 |
| Prior Transfer Doc | 0000045439 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 654 RIVIERA CIR, NIPOMO, CA 93444-9598 |
| Document Number | 0000038655 |
| Instrument Date | Jul 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2020 |
| Title Company | FNC TITLE SERVICES, FNC TITLE SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 654 RIVIERA CIR NIPOMO CA 934449598, NIPOMO, CA 93444-9598 |
| Document Number | 0000038655 |
|---|---|
| Date | Jul 28, 2020 |
| Instrument | 38655 |
| Name | AMERICAN ADVISORS |
|---|---|
| Address | ORANGE, CA 92868 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Nov 2, 2018 |
| Property Address | 654 RIVIERA CIR, NIPOMO, CA 93444-9598 |
| Document Number | 0000045958 |
| Instrument Date | Sep 28, 2018 |
| Instrument | 45958 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $594.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 654 RIVIERA CIR NIPOMO CA 934449598, NIPOMO, CA 93444-9598 |
| Document Number | 45959 |
|---|---|
| Date | Nov 2, 2018 |
| Instrument | 45959 |
| Name | AMERICAN ADVISORS |
|---|---|
| Address | ORANGE, CA 92868 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | Lucia Mar Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $614,421 (+2%) Land $318,589 Building $295,832 | |
| 2025 | $7,532.00 (+3.95%) Homeowner's exemption | $602,375 (+4.04%) Land $312,343 Building $290,032 |
| 2023 | $7,246.00 (+1.14%) Homeowner's exemption | $578,986 Land $300,215 Building $278,771 |
| 2022 | $7,164.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · lower than 72% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
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