Indian River County property record for 654 Ocean Rd, Vero Beach, FL 32963
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 5,859 sqft · built 1993 |
| Lot Size | 1.39 acres (60,548 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $4,600,000 (Jul 2011) |
| Tax Bill | $60,323 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-39-01-00009-0000-00004.0 |
| Primary APN | 32-39-01-00009-0000-00004.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 5,859 sqft Living Area |
| Gross Area | 8,010 sqft |
| 1st Floor Area | 5,859 sqft |
| Basement Area | 1,351 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Tile |
| Lot Area | 60,548 sqft (1.39 acres) |
| Lot Dimensions | 341 ft deep x 131 ft wide |
| View / Lot | Ocean |
| Garage Type | Attached |
| Garage Area | 798 sqft |
| Driveway | Brick Driveway |
| Driveway Area | 3,616 sqft |
| Pool Area | 600 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 1,808 sqft |
| Patio Area | 550 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 654 OCEAN RD |
|---|---|
| City | VERO BEACH |
| State | FL |
| Zip | 32963-3516 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Description | JOHNS ISLAND PLAT 18 LOT 4 PBI 10-13 |
| Legal Range | 39E |
| Legal Township | 32S |
| Legal Section | 01 |
| Legal Subdivision | JOHNS ISLAND PLAT 18 |
| Legal Lot Number | 4 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 50507 |
654 Ocean Rd is owned and occupied by two individuals who acquired it in October 2012.
Source: Indian River County records, as of December 8, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 643528, VERO BEACH, FL 32964-3528 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 13, 2011 · Amount on File |
| Deed Sale | Jul 13, 2011 · Amount on File |
| Deed Document Number | 20112151633 |
| Deed Book / Page | 2511 / 1612 |
| Last Transfer Date | Oct 2, 2012 |
| Transfer Doc | 0026111303 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 654 Ocean Rd was $60,323 with a homeowner's exemption.
Source: Indian River County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Municipality | Indian River Shores Town |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $60,323.00 Homeowner's exemption | $5,107,975 | $12,117,591 Land $7,967,954 Building $4,149,637 |
| 2023 | $56,335.00 (+2.1%) | $4,818,027 (+2.99%) | $9,634,934 (+37.24%) Land $5,537,198 Building $4,097,736 |
| 2022 | $55,174.00 | $4,677,943 | $7,020,682 Land $3,879,863 Building $3,140,819 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 654 Ocean Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 816 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1,394 units insured incl. 578 condo units |
| Nearby Flood Claims | 2 (2022–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 654 Ocean Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF VERO BEACH serves 37,308 people · EPA ID FL3310206 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 29 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| AT&T DSL | 100 / 20 |
5G (outdoors only) and 4G LTE
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