Indian River County property record for 656 Ocean Rd, Vero Beach, FL 32963
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 6.5 ba · 6,949 sqft · built 2003 |
| Lot Size | 1.37 acres (59,677 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $1,450,000 (May 1999) |
| Tax Bill | $56,865 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-39-01-00009-0000-00005.0 |
| Primary APN | 32-39-01-00009-0000-00005.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 6.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 26 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 6,949 sqft Living Area |
| Gross Area | 7,840 sqft |
| 1st Floor Area | 4,018 sqft |
| 2nd Floor Area | 2,931 sqft |
| Utility Room | Utility Room |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Elevator | Elevator |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Tile |
| Lot Area | 59,677 sqft (1.37 acres) |
| Lot Dimensions | 330 ft deep x 130 ft wide |
| View / Lot | Ocean |
| Garage Type | Attached |
| Garage Area | 891 sqft |
| Driveway | Brick Driveway |
| Driveway Area | 5,870 sqft |
| Pool Area | 1 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 1,911 sqft |
| Patio Area | 189 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 656 OCEAN RD |
|---|---|
| City | VERO BEACH |
| State | FL |
| Zip | 32963-3516 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Description | JOHNS ISLAND PLAT 18 LOT 5 PBI 10-13 |
| Legal Range | 39E |
| Legal Township | 32S |
| Legal Section | 01 |
| Legal Subdivision | JOHNS ISLAND PLAT 18 |
| Legal Lot Number | 5 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 50507 |
Source: Indian River County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 656 OCEAN RD, VERO BEACH, FL 32963-3516 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 5, 1999 · Amount on Record |
| Deed Sale | May 5, 1999 · Amount on Record |
| Deed Book / Page | 1272 / 208 |
| Last Transfer Date | Feb 19, 2025 |
| Transfer Doc | 0037580043 |
| Record Updated | Jun 8, 2026 |
Source: Indian River County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Municipality | Indian River Shores Town |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $56,865.00 (+7.07%) | $4,815,578 (+5.99%) | $11,402,404 (+26.67%) Land $7,754,328 Building $3,648,076 |
| 2023 | $53,109.00 (+2.11%) | $4,543,555 (+3%) | $9,001,347 (+37.38%) Land $5,389,366 Building $3,611,981 |
| 2022 | $52,011.00 | $4,411,219 | $6,552,154 Land $3,776,891 Building $2,775,263 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 816 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1,394 units insured incl. 578 condo units |
| Nearby Flood Claims | 2 (2022–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF VERO BEACH serves 37,308 people · EPA ID FL3310206 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 29 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| AT&T DSL | 100 / 20 |
5G (outdoors only) and 4G LTE
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