Indian River County property record for 642 Ocean Rd, Vero Beach, FL 32963
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 6.5 ba · 14,061 sqft · built 1984 |
| Lot Size | 2.71 acres (118,048 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $8,000,000 (Sep 2014) |
| Tax Bill | $98,952 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-40-06-00001-0000-00022.0 |
| Primary APN | 32-40-06-00001-0000-00022.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 6.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 24 Plumbing Fixtures |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 14,061 sqft Living Area |
| 1st Floor Area | 4,687 sqft |
| 2nd Floor Area | 3,287 sqft |
| Basement Area | 4,687 sqft |
| Finished Basement | 4,687 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Elevator | Elevator |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Custom Design |
| Exterior Material | Brick Veneer |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Tile |
| Lot Area | 118,048 sqft (2.71 acres) |
| Lot Dimensions | 362 ft deep x 240 ft wide |
| View / Lot | Ocean |
| Driveway | Concrete Driveway |
| Driveway Area | 12,072 sqft |
| Pool Area | 800 sqft |
| Patio Area | 1,373 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 642 OCEAN RD |
|---|---|
| City | VERO BEACH |
| State | FL |
| Zip | 32963-3516 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Description | JOHNS ISLAND PLAT 9 LOTS 22 & 2 3 PBI 9-49 |
| Legal Range | 40E |
| Legal Township | 32S |
| Legal Section | 06 |
| Legal Subdivision | JOHNS ISLAND PLAT 9 |
| Legal Lot Number | 22,2 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 50507 |
Source: Indian River County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 642 OCEAN RD, INDIAN RIVER SHORES, FL 32963-3516 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 16, 2014 · Amount on Record |
| Deed Sale | Sep 16, 2014 · Amount on Record |
| Deed Document Number | 20143120140054603 |
| Deed Book / Page | 2788 / 2247 |
| Prior Transfer Date | Mar 31, 2014 |
| Prior Transfer Doc | 0027792388 |
| Record Updated | Jun 8, 2026 |
Source: Indian River County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Municipality | Indian River Shores Town |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $98,952.00 (+6.89%) Homeowner's exemption | $8,374,365 (+5.99%) | $17,370,661 (+21.83%) Land $13,494,331 Building $3,876,330 |
| 2023 | $92,571.00 (+2.1%) | $7,901,314 (+3%) | $14,257,633 (+38.7%) Land $10,414,234 Building $3,843,399 |
| 2022 | $90,667.00 | $7,671,179 | $10,279,249 Land $7,292,514 Building $2,986,735 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 816 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1,394 units insured incl. 578 condo units |
| Nearby Flood Claims | 2 (2022–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF VERO BEACH serves 37,308 people · EPA ID FL3310206 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 29 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| AT&T DSL | 100 / 20 |
5G (outdoors only) and 4G LTE
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