662 Ocean Rd, Vero Beach, FL 32963 Property Records

Indian River County property record for 662 Ocean Rd, Vero Beach, FL 32963

Property Summary

Property Type	Single Family Home
Details	5 bd · 8 ba · 3,758 sqft
Lot Size	1.49 acres (64,904 sqft)
Owner	Owner Name on Record
Last Sale	$3,500,000 (Jul 2011)
Tax Bill	$77,188 (2025)
Deeds & Mortgages	May 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-39-01-00009-0000-00008.0`

Property Details

APN / Parcel Number

Primary APN	`32-39-01-00009-0000-00008.0`
Alternative APN	`41948`

Interior

Bedrooms	5 Beds
Full Baths	8 Baths
Plumbing Fixtures	32 Plumbing Fixtures
Building Area	3,758 sqft Living Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Exterior Material	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Wood Shingle
Lot Area	64,904 sqft (1.49 acres)
Lot Dimensions	458 ft deep x 130 ft wide
Garage Area	1,006 sqft
Driveway	Driveway
Driveway Area	5,870 sqft
Pool Area	1 sqft
Porch	Open Porch
Patio Area	572 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	41948
Street Address	662 OCEAN RD
City	VERO BEACH
State	FL
Zip	32963-3516
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	JOHN'S ISLAND PLAT 18 LOT 8 PBI 10-13
Legal Range	39
Legal Township	32
Legal Section	01
Legal Subdivision	JOHNS ISLAND PLAT 18
Legal Lot Number	8
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	1
Census Block	1002
Census Tract	50507

Owner

Source: Indian River County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	662 OCEAN RD, VERO BEACH, FL 32963-3516
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2011 · Amount on Record
Deed Sale	Jul 18, 2011 · Amount on Record
Prior Sale	Jun 15, 2000 · Amount on Record
Deed Document Number	2152196
Deed Book / Page	2512 / 0283
Record Updated	Jun 8, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	662 OCEAN RD, VERO BEACH, FL 32963-3516
Transaction Type	Mortgage
Record Updated	Dec 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	474 SABAL PALM LN, VERO BEACH, FL 32963-3465

Mortgage

Document Number	0037730148
Date	May 1, 2025
Book Page	3773/148
Instrument	3120250021814

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	ELGIN, IL 60124

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.3%
Index	SOFR Average 30-Day
Max Rate	10.3%

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Municipality	Indian River Shores Town
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$77,188.00 (+34.09%)	$8,153,291 (+43.89%) Land $8,153,291	$8,153,291 (+43.89%) Land $8,153,291
2023	$57,565.00 (+25.78%)	$5,666,423 (+42.7%) Land $5,666,423	$5,666,423 (+42.7%) Land $5,666,423
2022	$45,766.00	$3,970,831 Land $3,970,831	$3,970,831 Land $3,970,831

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 816 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,394 units insured incl. 578 condo units
Nearby Flood Claims	2 (2022–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VERO BEACH serves 37,308 people · EPA ID FL3310206
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T DSL	100 / 20