654 N 97th St, Mesa, AZ 85207 Property Records

Maricopa County property record for 654 N 97th St, Mesa, AZ 85207

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,354 sqft · built 1983
Lot Size	0.185 acres (8,063 sqft)
Owner	Individual Name on File
Last Sale	$360,000 (Jan 2022)
Tax Bill	$921 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Sep 2021 Sale & Mortgage + 5 more
Flood Zone	Zone X (moderate risk)
APN	`220-22-113`

Property Details

APN / Parcel Number

Primary APN	`220-22-113`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,354 sqft Living Area
Gross Area	1,696 sqft
1st Floor Area	1,354 sqft

Exterior

Year Built	Built 1983
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	8,063 sqft (0.185 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	654 N 97TH ST
City	MESA
State	AZ
Zip	85207-6206
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	DESERT AIR UNIT 4-C MCR 208-6
Legal Range	07E
Legal Township	01N
Legal Section	15
Legal Quarter	SE
Quarter-Quarter Section	NW
Legal Subdivision	DESERT AIR UNIT 4C
Legal Lot Number	90
Legal Unit	4-C
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	3
Census Block	3008
Census Tract	420111

Owner

654 N 97th St is owned by an individual who bought it in January 2022.

Source: Maricopa County records, as of November 20, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	134 N 114TH ST, APACHE JUNCTION, AZ 85120-3508
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2022	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Sep 8, 2021	Warranty Deed, Transfer · Commercial Mortgage CAPITAL FUND I LLC
Apr 26, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Jul 8, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC
Jul 31, 2017	Warranty Deed, Transfer · FHA Mortgage PACIFIC UNION FINANCIAL LLC
Mar 3, 2017	Warranty Deed, Transfer GREAT AMERICAN TITLE AGENCY, GREAT AMERICAN TITLE AGCY
Jan 6, 2017	Warranty Deed, Transfer NORTH AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 21, 2022 · Amount on File
Deed Sale	Jan 21, 2022 · Amount on File
Prior Sale	Sep 8, 2021 · Amount on File
Deed Document Number	20220064452
Record Updated	Jun 8, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jan 21, 2022
Property Address	654 N 97TH ST, MESA, AZ 85207-6206
Document Number	0000064452
Map Reference	MB 208 PG 6
Instrument Date	Jan 20, 2022
Instrument	20220064452
Transaction Type	Transfer
Record Updated	Jan 31, 2022
Title Company	HOMELIGHT SETTLEMENT LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17470 N PACESETTER WAY, 17470, SCOTTSDALE, AZ 85255-5445

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	134 N 114TH ST, APACHE JUNCTION, AZ 85120-3508

Mortgage

Document Number	0000064453
Date	Jan 21, 2022
Instrument	20220064453

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Sep 8, 2021
Property Address	654 N 97TH ST, MESA, AZ 85207-6206
Document Number	0000972003
Map Reference	MB 208 PG 6
Instrument Date	Sep 3, 2021
Instrument	20210972003
Transaction Type	Transfer
Record Updated	Sep 15, 2021
Title Company	FIDELITY NATIONAL TITLE AGENCY/NV I, FIDELITY NATL TTL AGCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	654 N 97TH ST, 654, MESA, AZ 85207-6206

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	90907 N PARKER CT, ANTHEM, AZ 85086

Mortgage

Document Number	0000972004
Date	Sep 8, 2021
Instrument	20210972004

Lender

Name	CAPITAL FUND I LLC
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	654 N 97TH ST, MESA, AZ 85207-6206
Transaction Type	Mortgage
Record Updated	May 7, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	654 N 97TH ST, MESA, AZ 85207-6206

Mortgage

Document Number	0000460613
Date	Apr 26, 2021
Instrument	20210460613

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	654 N 97TH ST, MESA, AZ 85207-6206
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE SOURCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	654 N 97TH ST, MESA, AZ 85207-6206

Mortgage

Document Number	0000514237
Date	Jul 8, 2019
Instrument	20190514237

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2049

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jul 31, 2017
Property Address	654 N 97TH ST, MESA, AZ 85207-6206
Document Number	0000562322
Map Reference	MB 208 PG 6
Instrument Date	Jul 19, 2017
Instrument	2017-0562322
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	GREAT AMERICAN TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1733 N GREENFIELD RD # RD101, 1733, MESA, AZ 85205-3116

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	654 N 97TH ST, MESA, AZ 85207-6206

Mortgage

Document Number	0000562323
Date	Jul 31, 2017
Instrument	2017-0562323

Lender

Name	PACIFIC UNION FINANCIAL LLC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Mar 3, 2017
Property Address	654 N 97TH ST, MESA, AZ 85207-6206
Document Number	0000154679
Instrument Date	Mar 1, 2017
Instrument	154679
Transaction Type	Transfer
Record Updated	Mar 13, 2017
Title Company	GREAT AMERICAN TITLE AGENCY, GREAT AMERICAN TITLE AGCY

Transaction

Amount	Amount on Record
Tax	$110.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4365 E PECOS RD #133 GILBERT AZ 852958053, 133, GILBERT, AZ 85295-8053

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jan 6, 2017
Property Address	654 N 97TH ST, MESA, AZ 85207-6206
Document Number	0000013976
Instrument Date	Jan 3, 2017
Instrument	13976
Transaction Type	Transfer
Record Updated	Jan 13, 2017
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount on Record
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4365 E PECOS RD #119 GILBERT AZ 852958052, 119, GILBERT, AZ 85295-8052

Tax Assessment & Valuation

The 2025 property tax bill for 654 N 97th St was $921.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Unified School District	Mesa Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$27,700	$277,000 Land $55,400 Building $221,600
2025	$921.00
2024		$28,930	$289,300 Land $57,800 Building $231,500
2023	$667.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 654 N 97th St in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1984)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 654 N 97th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 150
CenturyLink DSL · Fiber in parts of the area	140 / 20
AirFiber WISP Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CopperNet Systems, Verizon.

Nearby Properties on N 97th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures