638 N 97th St, Mesa, AZ 85207 Property Records

Maricopa County property record for 638 N 97th St, Mesa, AZ 85207

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,040 sqft · built 1979
Lot Size0.184 acres (8,054 sqft)
OwnerIndividual Name on File
Last Sale$285,000 (May 2023)
Tax Bill$624 (2025)
Deeds & MortgagesMay 2023 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN220-22-115

Property Details

APN / Parcel Number

Primary APN220-22-115

Interior

Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,040 sqft Living Area
1st Floor Area1,040 sqft

Exterior

Year BuiltBuilt 1979
Exterior MaterialWood
Construction TypeFrame
Roof MaterialAsphalt
Lot Area8,054 sqft (0.184 acres)
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space
Patio Area150 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemHVAC

Location & Zoning

Street Address638 N 97TH ST
CityMESA
StateAZ
Zip85207-6206
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-8
Legal DescriptionDESERT AIR UNIT 4-C MCR 208-6
Legal Range07E
Legal Township01N
Legal Section15
Legal QuarterSE
Quarter-Quarter SectionNW
Legal SubdivisionDESERT AIR UNIT 4C
Legal Lot Number92
Legal Unit4-C
JurisdictionMARICOPA AZ
Township / Civil DivisionPHOENIX
Census Block Group3
Census Block3008
Census Tract420111

Owner

638 N 97th St is owned and occupied by an individual who bought it in May 2023.

Source: Maricopa County records, as of November 20, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address638 N 97TH ST, MESA, AZ 85207-6206
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 11, 2023 · Amount on File
Deed SaleMay 11, 2023 · Amount on File
Prior SaleMar 22, 2011
Deed Document Number20230244747
Record UpdatedJun 8, 2026

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateMay 11, 2023
Property Address638 N 97TH ST, MESA, AZ 85207-6206
Document Number0000244747
Map ReferenceMB 208 PG 6
Instrument DateMay 4, 2023
Instrument20230244747
Transaction TypeTransfer
Record UpdatedMay 22, 2023
Title CompanySURETY TITLE AGENCY INC, SECURITY TITLE AGENCY INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address638 N 97TH ST, MESA, AZ 85207-6206

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address638 N 97TH ST, MESA, AZ 85207-6206

Mortgage

Document Number0000244748
DateMay 11, 2023
Instrument20230244748
Lender
NameWATERSTONE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 638 N 97th St was $624.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
Unified School DistrictMesa Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$25,650$256,500 Land $51,300 Building $205,200
2025$624.00
2024$26,730$267,300 Land $53,400 Building $213,900
2023$638.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 638 N 97th St in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1984)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 638 N 97th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Tristate Wi-Fi by Wi-Fiber
Fixed Wireless
400 / 150
CenturyLink
DSL · Fiber in parts of the area
140 / 20
AirFiber WISP
Fixed Wireless
100 / 25
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: CopperNet Systems, Verizon.

Nearby Properties on N 97th St

Nearby Streets

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