653 N 97th St, Mesa, AZ 85207 Property Records

Maricopa County property record for 653 N 97th St, Mesa, AZ 85207

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,144 sqft · built 1980
Lot Size	0.186 acres (8,120 sqft)
Owner	2 Individual Names on File
Last Sale	$422,000 (Feb 2025)
Tax Bill	$677 (2025)
Deeds & Mortgages	Feb 2025 Sale & Mortgage Jun 2022 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`220-22-123`

Property Details

APN / Parcel Number

Primary APN	`220-22-123`
Alternative APN	`220221232`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,144 sqft Living Area
1st Floor Area	1,144 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Material	Asphalt
Lot Area	8,120 sqft (0.186 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	653 N 97TH ST
City	MESA
State	AZ
Zip	85207-6205
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	DESERT AIR UNIT 4C MCR 208-06
Legal Range	7E
Legal Township	1N
Legal Section	15
Legal Subdivision	DESERT AIR UNIT 4C
Legal Lot Number	100
Legal Unit	4-C
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	3
Census Block	3007
Census Tract	420111

Owner

653 N 97th St is owned and occupied by two individuals who bought it in February 2025.

Source: Maricopa County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	653 N 97TH ST, MESA, AZ 85207-6205
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2025	Warranty Deed, Subdivision Related Transfer · FHA Mortgage BISON VENTURES LLC
Jun 3, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jul 10, 2017	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Oct 31, 2019	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 26, 2025 · Amount on File
Deed Sale	Feb 26, 2025 · Amount on File
Prior Sale	May 31, 2024 · Amount on File
Deed Document Number	2025103566
Record Updated	Oct 29, 2026

February 2025: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Feb 26, 2025
Property Address	653 N 97TH ST, MESA, AZ 85207-6205
Document Number	0000103566
Map Reference	MB 208 PG 6
Instrument Date	Feb 24, 2025
Instrument	20250103566
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 21, 2025
Title Company	UNKNOWN, CLEAR TITLE AGENCY OF ARIZON

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4264 E CAROLINE LN, GILBERT, AZ 85296-7900

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	653 N 97TH ST, MESA, AZ 85207-6205
Investor	Possibly a Property Investor

Mortgage

Document Number	0000103567
Date	Feb 26, 2025
Instrument	20250103567

Lender

Name	BISON VENTURES LLC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2055

Mortgage

Document Number	0000103568
Date	Feb 26, 2025
Instrument	20250103568

Lender

Name	BISON VENTURES LLC
Type	Non-Lending Institution
Address	SCOTTSDALE, AZ 85258

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Mar 1, 2035

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	653 N 97TH ST, MESA, AZ 85207-6205
Transaction Type	Mortgage
Record Updated	Jun 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	653 N 97TH ST, MESA, AZ 85207-6205

Mortgage

Document Number	0000474415
Date	Jun 3, 2022
Instrument	20220474415

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	May 1, 2052

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	653 N 97TH ST, MESA, AZ 85207-6205
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000501090
Date	Jul 10, 2017
Instrument	2017-0501090

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2047

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Oct 31, 2019
Property Address	653 N 97TH ST, MESA, AZ 85207-6205
Document Number	0000878302
Map Reference	MB 208 PG 6
Instrument Date	Oct 10, 2019
Instrument	20190878302
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	CHICAGO TITLE AGENCY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	653 N 97TH ST, 653, MESA, AZ 85207-6205

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	653 N 97TH ST, MESA, AZ 85207-6205

Mortgage

Document Number	0000878303
Date	Oct 31, 2019
Instrument	20190878303

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Mortgage

Document Number	0000878304
Date	Oct 31, 2019
Instrument	20190878304

Lender

Name	THE INDUSTRIAL DEVELOPMENT AUTHORITY OF
Type	Government Agency
Address	PHOENIX, AZ 85003

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	37 Months
Due	Oct 31, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 653 N 97th St was $677.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Unified School District	Mesa Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$28,920 (+218.26%)	$289,200 (+8.48%) Land $57,800 Building $231,400
2025	$677.00	$9,087 (-69.49%)	$266,600 (-10.48%) Land $53,300 Building $213,300
2024		$29,780	$297,800 Land $59,500 Building $238,300
2023	$829.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 653 N 97th St in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1984)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 653 N 97th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 150
CenturyLink DSL · Fiber in parts of the area	140 / 20
AirFiber WISP Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CopperNet Systems, Verizon.

Nearby Properties on N 97th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures