646 N 97th St, Mesa, AZ 85207 Property Records

Maricopa County property record for 646 N 97th St, Mesa, AZ 85207

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,396 sqft · built 1983
Lot Size	0.185 acres (8,072 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,000 (Feb 2019)
Tax Bill	$753 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Feb 2019 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`220-22-114`

Property Details

APN / Parcel Number

Primary APN	`220-22-114`
Alternative APN	`220221143`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,396 sqft Living Area
Gross Area	1,711 sqft
1st Floor Area	1,396 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	8,072 sqft (0.185 acres)
Parking Spaces	1 Parking Space
Patio Area	315 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	646 N 97TH ST
City	MESA
State	AZ
Zip	85207-6206
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	DESERT AIR UNIT 4C MCR 208-06
Legal Range	7E
Legal Township	1N
Legal Section	15
Legal Subdivision	DESERT AIR UNIT 4C
Legal Lot Number	91
Legal Unit	4-C
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	3
Census Block	3008
Census Tract	420111

Owner

Source: Maricopa County records, as of October 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	646 N 97TH ST, MESA, AZ 85207-6206
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 15, 2019	Warranty Deed, Transfer · FHA Mortgage PRIORITY FINANCIAL NETWORK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 15, 2019 · Amount on Record
Deed Sale	Feb 15, 2019 · Amount on Record
Prior Sale	Mar 11, 2009 · Amount on Record
Deed Document Number	2019106950
Prior Transfer Date	Dec 12, 1996
Prior Transfer Doc	0000008002
Record Updated	Oct 29, 2026

April 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Apr 20, 2020
Property Address	646 N 97TH ST, MESA, AZ 85207-6206
Document Number	0000333393
Map Reference	MB 208 PG 6
Instrument Date	Apr 14, 2020
Instrument	20200333393
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	GREAT AMERICAN TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	646 N 97TH ST, MESA, AZ 85207-6206

Mortgage

Document Number	0000333394
Date	Apr 20, 2020
Instrument	20200333394

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Feb 15, 2019
Property Address	646 N 97TH ST, MESA, AZ 85207-6206
Document Number	0000106950
Map Reference	MB 208 PG 6
Instrument Date	Feb 6, 2019
Instrument	20190106950
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	EMPIRE WEST TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	69 N 97TH STREET, 69, MESA, AZ 85207

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	646 N 97TH ST, MESA, AZ 85207-6206

Mortgage

Document Number	0000106952
Date	Feb 15, 2019
Instrument	20190106952

Lender

Name	PRIORITY FINANCIAL NETWORK
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Unified School District	Mesa Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$30,770 (+204.56%)	$307,700 (+8.46%) Land $61,500 Building $246,200
2025	$753.00 (-2.21%)	$10,103 (-68.08%)	$283,700 (-10.36%) Land $56,700 Building $227,000
2024		$31,650	$316,500 Land $63,300 Building $253,200
2023	$770.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1984)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 150
CenturyLink DSL · Fiber in parts of the area	140 / 20
AirFiber WISP Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CopperNet Systems, Verizon.

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