Walton County property record for 654 Michael Cir, Monroe, GA 30655 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,851 sqft · built 2006 |
| Lot Size | 0.56 acres (24,394 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $164,900 (Mar 2017) |
| Tax Bill | $3,787 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage Jun 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | NM03A-146 |
| Primary APN | NM03A-146 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,851 sqft Heated Area |
| 1st Floor Area | 1,687 sqft |
| Basement Area | 1,164 sqft |
| Finished Basement | 1,164 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 24,394 sqft (0.56 acres) |
| Terrain | Rolling |
| Deck Area | 90 sqft |
| Patio Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Account Number | 34843 |
|---|---|
| Street Address | 654 MICHAEL CIR |
| City | MONROE |
| State | GA |
| Zip | 30655-8474 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | #146E EVERGREEN ESTATES .56AC |
| Legal Subdivision | EVERGREEN ESTATES |
| Legal Block | E |
| Legal Lot Number | 146 |
| Jurisdiction | WALTON GA |
| Township / Civil Division | MONROE |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 110701 |
Source: Walton County records · APN NM03A-146
Assessment roll updated March 5, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 654 MICHAEL CIR, MONROE, GA 30655-8474 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 08, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BUCKHEAD MTG ASSOCS |
| Jun 08, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BUCKHEAD MTG ASSOCS |
| Apr 04, 2017 | Grant Deed, Transfer · Conventional with PMI IBERIABANK MTG |
| Jan 17, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 31, 2017 · Amount on Record |
| Deed Sale | Mar 31, 2017 · Amount on Record |
| Prior Sale | Jan 13, 2017 · Amount on Record |
| Deed Document Number | 20171058 |
| Deed Book / Page | 4051 / 337 |
| Prior Transfer Date | Dec 11, 2006 |
| Prior Transfer Doc | 0026260248 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON GA |
| Property Address | 654 MICHAEL CIR, MONROE, GA 30655-8474 |
| Document Number | 0046170417 |
| Instrument Date | Jun 08, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 654 MICHAEL CIR MONROE GA 306558474, MONROE, GA 30655-8474 |
| Document Number | 0046170417 |
|---|---|
| Date | Jun 25, 2020 |
| Book Page | 004617/000417 |
| Instrument | 8241 |
| Name | BUCKHEAD MTG ASSOCS |
|---|---|
| Type | Mortgage Company |
| Address | ROSWELL, GA 30075 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 24, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON GA |
| Property Address | 654 MICHAEL CIR, MONROE, GA 30655-8474 |
| Document Number | 0046370168 |
| Instrument Date | Jun 08, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 654 MICHAEL CIR MONROE GA 306558474, MONROE, GA 30655-8474 |
| Document Number | 0046370168 |
|---|---|
| Date | Jul 24, 2020 |
| Book Page | 004637/000168 |
| Instrument | 10016 |
| Name | BUCKHEAD MTG ASSOCS |
|---|---|
| Type | Mortgage Company |
| Address | ROSWELL, GA 30075 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 23, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WALTON GA |
| Recording Date | Apr 04, 2017 |
| Property Address | 654 MICHAEL CIR, MONROE, GA 30655-8474 |
| Document Number | 0040510337 |
| Book / Page | 004051 / 000337 |
| Instrument Date | Mar 31, 2017 |
| Transaction Type | Transfer |
| Record Updated | Apr 17, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $165.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 654 MICHAEL CIR MONROE GA 306558474, MONROE, GA 30655-8474 |
| Document Number | 40510338 |
|---|---|
| Date | Apr 04, 2017 |
| Book Page | 004051/000338 |
| Name | IBERIABANK MTG |
|---|---|
| Type | Mortgage Company |
| Address | LAFAYETTE, LA 70501 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 03, 2047 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WALTON GA |
| Recording Date | Jan 17, 2017 |
| Property Address | 654 MICHAEL CIR, MONROE, GA 30655-8474 |
| Document Number | 0040190467 |
| Book / Page | 004019 / 000467 |
| Instrument Date | Jan 13, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $98.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Walton County records · Assessment roll updated March 5, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Walton County |
| Municipality | Monroe City |
| Unified School District | Walton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,787.00 (+0.58%) Homeowner's exemption | $140,480 (+4.9%) Land $22,000 Building $118,480 | $351,200 (+4.9%) Land $55,000 Building $296,200 |
| 2023 | $3,765.00 (-99.14%) Homeowner's exemption | $133,920 (+20.87%) Land $22,000 Building $111,920 | $334,800 (+20.87%) Land $55,000 Building $279,800 |
| 2022 | $436,353.00 Homeowner's exemption | $110,800 Land $17,200 Building $93,600 | $277,000 Land $43,000 Building $234,000 |
Source: FEMA National Flood Hazard Layer, Walton County (13297C), updated December 14, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 34% of the US · above 12% of Georgia |
|---|---|
| Wildfire Likelihood | About 1 in 2,273 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 242 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Uniti Group | DSL | 200 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Xfinity, Verizon, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.
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