651 Michael Cir, Monroe, GA 30655 Property Records

Walton County property record for 651 Michael Cir, Monroe, GA 30655

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,495 sqft · built 2006
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on File
Last Sale	$201,000 (Mar 2019)
Tax Bill	$691 (2025)
Deeds & Mortgages	Apr 2019 Sale & Mortgage Dec 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`NM03A-039`

Property Details

APN / Parcel Number

Primary APN	`NM03A-039`
Alternative APN	`34736`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,495 sqft Heated Area
1st Floor Area	1,494 sqft
Basement Area	1,001 sqft
Finished Basement	1,001 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2010
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,246 sqft (0.35 acres)
Terrain	Rolling
Deck Area	30 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	34736
Street Address	651 MICHAEL CIR
City	MONROE
State	GA
Zip	30655-8470
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	#39A EVERGREEN ESTATES .35AC
Legal Subdivision	EVERGREEN ESTATES
Legal Block	A
Legal Lot Number	39
Jurisdiction	WALTON GA
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1012
Census Tract	110701

Owner

651 Michael Cir is owned and occupied by two individuals who bought it in March 2019.

Source: Walton County records, as of March 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	651 MICHAEL CIR, MONROE, GA 30655-8470
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2019	Grant Deed, Transfer · VA Mortgage NAVY FCU
Dec 3, 2018	Grant Deed, Transfer ATTORNEY ONLY
Dec 3, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2019 · Amount on File
Deed Sale	Mar 29, 2019 · Amount on File
Prior Sale	Nov 30, 2018 · Amount on File
Deed Document Number	20191035
Deed Book / Page	4362 / 254
Prior Transfer Date	Jan 20, 2006
Prior Transfer Doc	0024020496
Record Updated	Jun 8, 2026

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WALTON GA
Recording Date	Apr 5, 2019
Property Address	651 MICHAEL CIR, MONROE, GA 30655-8470
Document Number	0043620254
Book / Page	004362 / 000254
Instrument Date	Mar 29, 2019
Instrument	3594
Transaction Type	Transfer
Record Updated	May 3, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$201.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	651 MICHAEL CIR MONROE GA 306558470, MONROE, GA 30655-8470

Mortgage

Document Number	43620255
Date	Apr 5, 2019
Book Page	004362/000255
Instrument	3595

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 4, 2049

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WALTON GA
Recording Date	Dec 3, 2018
Property Address	651 MICHAEL CIR, MONROE, GA 30655-8470
Document Number	0043120489
Book / Page	004312 / 000489
Instrument Date	Nov 30, 2018
Transaction Type	Transfer
Record Updated	Jan 29, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$133.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	651 MICHAEL CIR MONROE GA 306558470, MONROE, GA 30655-8470

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WALTON GA
Recording Date	Dec 3, 2018
Property Address	651 MICHAEL CIR, MONROE, GA 30655-8470
Document Number	0043120498
Book / Page	004312 / 000498
Instrument Date	Nov 30, 2018
Instrument	13635
Transaction Type	Transfer
Record Updated	Jan 30, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$133.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	651 MICHAEL CIR MONROE GA 306558470, MONROE, GA 30655-8470

Tax Assessment & Valuation

The 2025 property tax bill for 651 Michael Cir was $691 with exemptions applied, up 0.9% from the year before.

Source: Walton County assessment roll, as of March 5, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Walton County
Municipality	Monroe City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$691.00 (+0.88%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$152,000 (+4.08%) Land $22,000 Building $130,000	$380,000 (+4.08%) Land $55,000 Building $325,000
2024	$685.00 (-19.6%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$146,040 (+0.91%) Land $22,000 Building $124,040	$365,100 (+0.91%) Land $55,000 Building $310,100
2023	$852.00 (-99.82%)	$144,720 (+17.24%) Land $22,000 Building $122,720	$361,800 (+17.24%) Land $55,000 Building $306,800
2022	$486,131.00	$123,440 Land $17,200 Building $106,240	$308,600 Land $43,000 Building $265,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 651 Michael Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 14, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 651 Michael Cir is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 88% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE serves 25,248 people · EPA ID GA2970001
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	200 / 20

May also be available: T-Mobile, Verizon, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Michael Cir

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