659 Michael Cir, Monroe, GA 30655 Property Records

Walton County property record for 659 Michael Cir, Monroe, GA 30655

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,383 sqft · built 2002
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on File
Last Sale	$150,200 (Aug 2002)
Tax Bill	$3,813 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Aug 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`NM03A-043`

Property Details

APN / Parcel Number

Primary APN	`NM03A-043`
Alternative APN	`34740`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,383 sqft Heated Area
1st Floor Area	1,242 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2008
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,246 sqft (0.35 acres)
Terrain	Rolling
Garage Area	420 sqft
Patio Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	34740
Street Address	659 MICHAEL CIR
City	MONROE
State	GA
Zip	30655-8470
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	#43A EVERGREEN ESTATES .35AC
Legal Subdivision	EVERGREEN ESTATES
Legal Block	A
Legal Lot Number	43
Jurisdiction	WALTON GA
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1012
Census Tract	110701

Owner

659 Michael Cir is owned and occupied by an individual who bought it in August 2002.

Source: Walton County records, as of March 4, 2026

Owner of Record	Individual Name on File
Mailing Address	659 MICHAEL CIR, MONROE, GA 30655-8470
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS
Aug 17, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2002 · Amount on File
Deed Sale	Aug 16, 2002 · Amount on File
Deed Document Number	0000148597
Deed Book / Page	1485 / 97
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON GA
Property Address	659 MICHAEL CIR, MONROE, GA 30655-8470
Transaction Type	Mortgage
Record Updated	Oct 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	659 MICHAEL CIR, MONROE, GA 30655-8470

Mortgage

Document Number	0047550000000396
Date	Jan 5, 2021
Book Page	0000004755/0000000396
Instrument	2021000151

Lender

Name	QUICKEN LOANS

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON GA
Property Address	659 MICHAEL CIR, MONROE, GA 30655-8470
Transaction Type	Mortgage
Record Updated	Oct 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	659 MICHAEL CIR, MONROE, GA 30655-8470

Mortgage

Document Number	0051940000000277
Date	Aug 17, 2022
Book Page	0000005194/0000000277
Instrument	2022012693

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 659 Michael Cir was $3,813 with a homeowner's exemption, up 3.5% from the year before.

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Walton County
Municipality	Monroe City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,813.00 (+3.53%) Homeowner's exemption	$139,840 (+4.2%) Land $22,000 Building $117,840	$349,600 (+4.2%) Land $55,000 Building $294,600
2024	$3,683.00 (-2.2%) Homeowner's exemption	$134,200 (+1.24%) Land $22,000 Building $112,200	$335,500 (+1.24%) Land $55,000 Building $280,500
2023	$3,766.00 (-99.09%) Homeowner's exemption	$132,560 (+26.49%) Land $22,000 Building $110,560	$331,400 (+26.49%) Land $55,000 Building $276,400
2022	$412,723.00 Homeowner's exemption	$104,800 Land $17,200 Building $87,600	$262,000 Land $43,000 Building $219,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 659 Michael Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 14, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 659 Michael Cir is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 88% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE serves 25,248 people · EPA ID GA2970001
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	200 / 20

May also be available: T-Mobile, Verizon, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Michael Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures