653 Michael Cir, Monroe, GA 30655 Property Records

Walton County property record for 653 Michael Cir, Monroe, GA 30655

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,851 sqft · built 2006
Lot Size	0.45 acres (19,602 sqft)
Owner	Individual Name on Record
Last Sale	$211,000 (Apr 2019)
Tax Bill	$5,560 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Apr 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`NM03A-040`

Property Details

APN / Parcel Number

Primary APN	`NM03A-040`
Alternative APN	`34737`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,851 sqft Heated Area
1st Floor Area	1,687 sqft
Basement Area	1,164 sqft
Finished Basement	1,164 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2008
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	19,602 sqft (0.45 acres)
Terrain	Rolling
Deck Area	40 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	34737
Street Address	653 MICHAEL CIR
City	MONROE
State	GA
Zip	30655-8470
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	#40A EVERGREEN ESTATES .45AC
Legal Subdivision	EVERGREEN ESTATES
Legal Block	A
Legal Lot Number	40
Jurisdiction	WALTON GA
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1012
Census Tract	110701

Owner

Source: Walton County records, as of March 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	653 MICHAEL CIR, MONROE, GA 30655-8470
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2023	Deed of Trust, Mortgage · FHA Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL
Apr 30, 2019	Grant Deed, Transfer · FHA Mortgage MIMUTUAL MTG
Dec 12, 2018	Grant Deed, Transfer ATTORNEY ONLY
Jul 24, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 19, 2019 · Amount on Record
Deed Sale	Apr 19, 2019 · Amount on Record
Prior Sale	Dec 3, 2018 · Amount on Record
Deed Document Number	20191258
Deed Book / Page	4373 / 421
Prior Transfer Date	Jul 20, 2018
Prior Transfer Doc	0042580268
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON GA
Property Address	653 MICHAEL CIR, MONROE, GA 30655-8470
Transaction Type	Mortgage
Record Updated	Aug 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	653 MICHAEL CIR, MONROE, GA 30655-8470

Mortgage

Document Number	0053350000000396
Date	Jul 11, 2023
Book Page	0000005335/0000000396
Instrument	2023007145

Lender

Name	US DEPARTMENT OF HOUSING AND URBAN DEVEL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Jan 1, 2051

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WALTON GA
Recording Date	Apr 30, 2019
Property Address	653 MICHAEL CIR, MONROE, GA 30655-8470
Document Number	0043730421
Book / Page	004373 / 000421
Instrument Date	Apr 19, 2019
Instrument	4560
Transaction Type	Transfer
Record Updated	May 17, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$211.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	653 MICHAEL CIR MONROE GA 306558470, MONROE, GA 30655-8470

Mortgage

Document Number	43730423
Date	Apr 30, 2019
Book Page	004373/000423
Instrument	4561

Lender

Name	MIMUTUAL MTG
Address	PORT HURON, MI 48060

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 29, 2049

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WALTON GA
Recording Date	Dec 12, 2018
Property Address	653 MICHAEL CIR, MONROE, GA 30655-8470
Document Number	0043180095
Book / Page	004318 / 000095
Instrument Date	Dec 3, 2018
Instrument	14113
Transaction Type	Transfer
Record Updated	Feb 21, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$150.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	653 MICHAEL CIR MONROE GA 306558470, MONROE, GA 30655-8470

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTON GA
Recording Date	Jul 24, 2018
Property Address	653 MICHAEL CIR, MONROE, GA 30655-8470
Document Number	0042580268
Book / Page	004258 / 000268
Instrument Date	Jul 20, 2018
Transaction Type	Transfer
Record Updated	Jan 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	653 MICHAEL CIR MONROE GA 306558470, MONROE, GA 30655-8470

Tax Assessment & Valuation

Source: Walton County assessment roll, as of March 5, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Walton County
Municipality	Monroe City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,560.00 (+5.66%)	$158,080 (+5.02%) Land $22,000 Building $136,080	$395,200 (+5.02%) Land $55,000 Building $340,200
2023	$5,262.00 (-98.93%)	$150,520 (+20.73%) Land $22,000 Building $128,520	$376,300 (+20.73%) Land $55,000 Building $321,300
2022	$491,015.00	$124,680 Land $17,200 Building $107,480	$311,700 Land $43,000 Building $268,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 88% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE serves 25,248 people · EPA ID GA2970001
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	200 / 20

May also be available: T-Mobile, Verizon, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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