San Luis Obispo County property record for 6531 Serra Ct, Atascadero, CA 93422
| Property Type | Planned Unit Development |
|---|---|
| Details | 3 bd · 3 ba · 1,279 sqft · built 2015 |
| Lot Size | 0.084 acres (3,675 sqft) |
| Owner | Individual Name on File |
| Last Sale | $515,000 (Nov 2022) |
| Tax Bill | $7,661 (2025) |
| Deeds & Mortgages | Feb 2024 Mortgage Nov 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 030-281-045 |
| Primary APN | 030-281-045 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,279 sqft Living Area |
| Year Built | Built 2015 |
|---|---|
| Construction Type | Wood |
| Lot Area | 3,675 sqft (0.084 acres) |
| Parking Spaces | 1 Parking Space |
| Street Address | 6531 SERRA CT |
|---|---|
| City | ATASCADERO |
| State | CA |
| Zip | 93422-4174 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Planned Unit Development |
| Local Zoning Code | MF20 |
| Legal Description | CY ATAS TR 2701 LT 9 |
| Legal Subdivision | TRACT 2701 |
| Legal Tract | 2701 |
| Legal Lot Number | 9 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | ATASCADERO |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 12601 |
6531 Serra Ct, a planned unit development, is owned and occupied by an individual who bought it in November 2022.
Source: San Luis Obispo County records, as of September 29, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 6531 SERRA CT, ATASCADERO, CA 93422-4174 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 28, 2024 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 21, 2022 | Grant Deed, Transfer · Conventional Mortgage COASTAL FUNDING SLC INC |
| Jun 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 21, 2022 · Amount on File |
| Deed Sale | Nov 21, 2022 · Amount on File |
| Prior Sale | Mar 27, 2015 · Amount on File |
| Deed Document Number | 2022045455 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 6531 SERRA CT, ATASCADERO, CA 93422-4174 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2024 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 6531 SERRA CT, ATASCADERO, CA 93422-4174 |
| Document Number | 0000005077 |
|---|---|
| Date | Feb 28, 2024 |
| Instrument | 2024005077 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Nov 21, 2022 |
| Property Address | 6531 SERRA CT, ATASCADERO, CA 93422-4174 |
| Document Number | 0000045455 |
| Map Reference | MB 34 PG 21-23 |
| Instrument Date | Oct 21, 2022 |
| Instrument | 2022045455 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2022 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 6531 SERRA CT, ATASCADERO, CA 93422-4174 |
| Document Number | 0000045456 |
|---|---|
| Date | Nov 21, 2022 |
| Instrument | 2022045456 |
| Name | COASTAL FUNDING SLC INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 6531 SERRA CT, ATASCADERO, CA 93422-4174 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | NOVARE NATIONAL SETTLEMENT SERVICES, NOVARE NATIONAL SETTLEMENT S |
| Name | Verified Name |
|---|---|
| Address | 6531 SERRA CT, ATASCADERO, CA 93422-4174 |
| Document Number | 0000044779 |
|---|---|
| Date | Jun 23, 2021 |
| Instrument | 2021044779 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
The 2025 property tax bill for 6531 Serra Ct was $7,661.
Source: San Luis Obispo County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | California |
| Municipality | Atascadero City |
| County | San Luis Obispo County |
| Unified School District | Atascadero Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $7,661.00 | $535,806 Land $234,090 Building $301,716 |
| 2023 | $7,230.00 (+36.93%) | $515,000 Land $225,000 Building $290,000 |
| 2022 | $5,280.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 6531 Serra Ct in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6531 Serra Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 96% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ATASCADERO MUTUAL WATER CO private · serves 33,307 people · EPA ID CA4010002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Copper | 1.5 mg/L (2018) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
May also be available: Astound Broadband, AT&T, GeoLinks, Ranch Wifi, T-Mobile.
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