6575 Serra Ct, Atascadero, CA 93422 Property Records

San Luis Obispo County property record for 6575 Serra Ct, Atascadero, CA 93422

Property Summary

Property Type	Planned Unit Development
Details	3 bd · 3 ba · 1,279 sqft · built 2015
Lot Size	0.049 acres (2,175 sqft)
Owner	Individual Name on File
Last Sale	$505,000 (Sep 2021)
Tax Bill	$7,582 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage May 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`030-281-047`

Property Details

APN / Parcel Number

Primary APN	`030-281-047`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Building Area	1,279 sqft Living Area

Exterior

Year Built	Built 2015
Construction Type	Wood
Lot Area	2,175 sqft (0.049 acres)
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	6575 SERRA CT
City	ATASCADERO
State	CA
Zip	93422-4174
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Local Zoning Code	MF20
Legal Description	CY ATAS TR 2701 LT 11
Legal Tract	2701
Legal Lot Number	11
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ATASCADERO
Census Block Group	2
Census Block	2003
Census Tract	12601

Owner

6575 Serra Ct, a planned unit development, is owned and occupied by an individual who bought it in September 2021.

Source: San Luis Obispo County records, as of September 29, 2025

Owner of Record	Individual Name on File
Mailing Address	6575 SERRA CT, ATASCADERO, CA 93422-4174
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2021	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
May 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage CAPSTONE DIRECT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2021 · Amount on File
Deed Sale	Sep 29, 2021 · Amount on File
Prior Sale	Jul 10, 2015 · Amount on File
Deed Document Number	2021066124
Record Updated	Jun 8, 2026

September 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Sep 29, 2021
Property Address	6575 SERRA CT, ATASCADERO, CA 93422-4174
Document Number	0000066124
Map Reference	MB 34 PG 21-23
Instrument Date	Sep 2, 2021
Instrument	2021066124
Transaction Type	Transfer
Record Updated	Oct 7, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6575 SERRA CT, ATASCADERO, CA 93422-4174

Mortgage

Document Number	0000066125
Date	Sep 29, 2021
Instrument	2021066125

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	6575 SERRA CT, ATASCADERO, CA 93422-4174
Document Number	0000024367
Instrument Date	May 11, 2020
Transaction Type	Mortgage
Record Updated	Jun 1, 2020
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6575 SERRA CT ATASCADERO CA 934224174, ATASCADERO, CA 93422-4174

Mortgage

Document Number	0000024367
Date	May 19, 2020
Instrument	24367

Lender

Name	CAPSTONE DIRECT
Address	THOUSAND OAKS, CA 91320

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 18, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 6575 Serra Ct was $7,582 with a homeowner's exemption.

Source: San Luis Obispo County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
Municipality	Atascadero City
County	San Luis Obispo County
Unified School District	Atascadero Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,582.00 Homeowner's exemption	$535,909 Land $212,241 Building $323,668
2023	$7,152.00 (+2.88%) Homeowner's exemption	$515,100 Land $204,000 Building $311,100
2022	$6,952.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 6575 Serra Ct in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6575 Serra Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATASCADERO MUTUAL WATER CO private · serves 33,307 people · EPA ID CA4010002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.5 mg/L (2018) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Astound Broadband, AT&T, GeoLinks, Ranch Wifi, T-Mobile.

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