6435 Serra Ct, Atascadero, CA 93422 Property Records

San Luis Obispo County property record for 6435 Serra Ct, Atascadero, CA 93422

Property Summary

Property Type	Planned Unit Development
Details	3 bd · 2.5 ba · 1,279 sqft · built 2014
Lot Size	0.073 acres (3,197 sqft)
Owner	Individual Name on Record
Last Sale	$390,000 (Aug 2020)
Tax Bill	$6,363 (2025)
Deeds & Mortgages	Aug 2020 Transfer Aug 2020 Sale & Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`030-281-042`

Property Details

APN / Parcel Number

Primary APN	`030-281-042`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,279 sqft Living Area

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Construction Type	Wood
Lot Area	3,197 sqft (0.073 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	6435 SERRA CT
City	ATASCADERO
State	CA
Zip	93422-4172
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Local Zoning Code	MF20
Legal Description	CY ATAS TR 2701 LT 6
Legal Subdivision	TRACT 2701
Legal Tract	2701
Legal Block	2
Legal Lot Number	6
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ATASCADERO
Census Block Group	2
Census Block	2003
Census Tract	12601

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6435 SERRA CT, ATASCADERO, CA 93422-4172
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2020	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Aug 14, 2020	Grant Deed, Transfer · Conventional Mortgage CENTRAL COAST LENDING INC
Aug 28, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage GOLDEN EMPIRE MORTGAGE INC
Sep 7, 2017	Quit Claim Deed, Transfer NOT AVAILABLE
Mar 31, 2017	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Mar 31, 2017	Grant Deed, Transfer · Conventional Mortgage CRESTLINE FUNDING CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 2020 · Amount on Record
Deed Sale	Aug 14, 2020 · Amount on Record
Prior Sale	Mar 31, 2017 · Amount on Record
Deed Document Number	202042850
Prior Transfer Date	Jul 13, 2020
Prior Transfer Doc	0000042851
Record Updated	Sep 20, 2026

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Aug 14, 2020
Property Address	6435 SERRA CT, ATASCADERO, CA 93422-4172
Document Number	0000042851
Instrument Date	Aug 13, 2020
Instrument	42851
Transaction Type	Transfer
Record Updated	Sep 3, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	6435 SERRA CT ATASCADERO CA 934224172, ATASCADERO, CA 93422-4172

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Aug 14, 2020
Property Address	6435 SERRA CT, ATASCADERO, CA 93422-4172
Document Number	0000042850
Map Reference	MB 34 PG 21-23
Instrument Date	Jul 9, 2020
Instrument	2020042850
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6435 SERRA CT, ATASCADERO, CA 93422-4172

Mortgage

Document Number	0000042852
Date	Aug 14, 2020
Instrument	2020042852

Lender

Name	CENTRAL COAST LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

August 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Aug 28, 2019
Property Address	6435 SERRA CT, ATASCADERO, CA 93422-4172
Document Number	0000035737
Map Reference	MB 34 PG 21-23
Instrument Date	Aug 22, 2019
Instrument	2019035737
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIDELITY NATIONAL TITLE VAN

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6435 SERRA CT, ATASCADERO, CA 93422-4172

Mortgage

Document Number	0000035738
Date	Aug 28, 2019
Instrument	2019035738

Lender

Name	GOLDEN EMPIRE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Sep 7, 2017
Property Address	6435 SERRA CT, ATASCADERO, CA 93422-4172
Document Number	0000040148
Instrument Date	Sep 6, 2017
Instrument	40148
Transaction Type	Transfer
Record Updated	May 7, 2018
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6435 SERRA CT ATASCADERO CA 934224172, ATASCADERO, CA 93422-4172

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Mar 31, 2017
Property Address	6435 SERRA CT, ATASCADERO, CA 93422-4172
Document Number	0000014292
Instrument Date	Mar 7, 2017
Instrument	14292
Transaction Type	Transfer
Record Updated	May 7, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	21000 CHATSWORTH ST CHATSWORTH CA 913111554, CHATSWORTH, CA 91311-1554

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Mar 31, 2017
Property Address	6435 SERRA CT, ATASCADERO, CA 93422-4172
Document Number	0000014291
Map Reference	MB34 PG21-23
Instrument Date	Feb 9, 2017
Instrument	2017014291
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6435 SERRA CT, ATASCADERO, CA 93422-4172

Mortgage

Document Number	0000014293
Date	Mar 31, 2017
Instrument	2017014293

Lender

Name	CRESTLINE FUNDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Atascadero City
County	San Luis Obispo County
Unified School District	Atascadero Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$430,590 (+2%) Land $154,570 Building $276,020
2025	$6,363.00 (+6.19%)	$422,148 (+4.04%) Land $151,540 Building $270,608
2023	$5,992.00 (+3.17%)	$405,756 Land $145,656 Building $260,100
2022	$5,808.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATASCADERO MUTUAL WATER CO private · serves 33,307 people · EPA ID CA4010002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.5 mg/L (2018) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Astound Broadband, AT&T, GeoLinks, Ranch Wifi, T-Mobile.

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