6499 Serra Ct, Atascadero, CA 93422 Property Records

San Luis Obispo County property record for 6499 Serra Ct, Atascadero, CA 93422

Property Summary

Property Type	Planned Unit Development
Details	3 bd · 3 ba · 1,272 sqft · built 2014
Lot Size	0.053 acres (2,315 sqft)
Owner	Individual Name on Record
Last Sale	$399,000 (Nov 2020)
Tax Bill	$6,394 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`030-281-044`

Property Details

APN / Parcel Number

Primary APN	`030-281-044`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Building Area	1,272 sqft Living Area

Exterior

Year Built	Built 2014
Construction Type	Wood
Lot Area	2,315 sqft (0.053 acres)
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	6499 SERRA CT
City	ATASCADERO
State	CA
Zip	93422-4172
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Local Zoning Code	MF20
Legal Description	CY ATAS TR 2701 LT 8
Legal Subdivision	TRACT 2701
Legal Tract	2701
Legal Lot Number	8
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ATASCADERO
Census Block Group	2
Census Block	2003
Census Tract	12601

Owner

Source: San Luis Obispo County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6499 SERRA CT, ATASCADERO, CA 93422-4172
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2020	Grant Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Jun 10, 2020	Deed of Trust, Mortgage · FHA Mortgage MR COOPER
Mar 1, 2017	Grant Deed, Transfer · FHA Mortgage ENVOY MORTGAGE LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2020 · Amount on Record
Deed Sale	Nov 30, 2020 · Amount on Record
Prior Sale	Mar 1, 2017 · Amount on Record
Deed Document Number	2020069871
Record Updated	Jun 8, 2026

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Nov 30, 2020
Property Address	6499 SERRA CT, ATASCADERO, CA 93422-4172
Document Number	0000069871
Map Reference	MB 34 PG 21-23
Instrument Date	Nov 2, 2020
Instrument	2020069871
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6499 SERRA CT, ATASCADERO, CA 93422-4172

Mortgage

Document Number	0000069872
Date	Nov 30, 2020
Instrument	2020069872

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	6499 SERRA CT, ATASCADERO, CA 93422-4172
Document Number	0000029707
Instrument Date	Jun 10, 2020
Transaction Type	Mortgage
Record Updated	Jun 26, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	6499 SERRA CT ATASCADERO CA 934224172, ATASCADERO, CA 93422-4172

Mortgage

Document Number	0000029707
Date	Jun 17, 2020
Instrument	29707

Lender

Name	MR COOPER
Address	DALALS, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 16, 2050

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Mar 1, 2017
Property Address	6499 SERRA CT, ATASCADERO, CA 93422-4172
Document Number	0000009392
Map Reference	MB34 PG21-23
Instrument Date	Feb 8, 2017
Instrument	2017009392
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	6499 SERRA CT, ATASCADERO, CA 93422-4172

Mortgage

Document Number	0000009393
Date	Mar 1, 2017
Instrument	2017009393

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
Municipality	Atascadero City
County	San Luis Obispo County
Unified School District	Atascadero Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,394.00 (+6.23%) Homeowner's exemption	$431,888 (+4.04%) Land $162,364 Building $269,524
2023	$6,019.00 (+3.19%) Homeowner's exemption	$415,119 Land $156,060 Building $259,059
2022	$5,833.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATASCADERO MUTUAL WATER CO private · serves 33,307 people · EPA ID CA4010002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.5 mg/L (2018) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Astound Broadband, AT&T, GeoLinks, Ranch Wifi, T-Mobile.

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