653 Warwick St, Cambria, CA 93428 Property Records

San Luis Obispo County property record for 653 Warwick St, Cambria, CA 93428 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 672 sqft · built 1950
Lot Size	0.121 acres (5,250 sqft)
Owner	Individual Name on File
Tax Bill	$4,363 (2025)
Flood Zone	Zone X (minimal risk)
APN	`022-044-030`

Property Details

APN / Parcel Number

Primary APN	`022-044-030`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	672 sqft Living Area
1st Floor Area	672 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Construction Type	Masonry / Concrete Block
Lot Area	5,250 sqft (0.121 acres)
Terrain	Below Road/Slope

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Street Address	653 WARWICK ST
City	CAMBRIA
State	CA
Zip	93428-2426
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CAM PINES U 3 BL 23 LTS 31 TO 33
Legal Subdivision	CAMBRIA PINES 03
Legal Block	23
Legal Lot Number	31
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	1
Census Block	1040
Census Tract	10404

Owner

Source: San Luis Obispo County records · APN 022-044-030

Assessment roll updated August 6, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2535 VILLAGE LN, M, CAMBRIA, CA 93428-3428
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: San Luis Obispo County records · Assessment roll updated August 6, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Coast Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$395,511 (+2%) Land $275,944 Building $119,567
2025	$4,363.00 (+4.25%) Homeowner's exemption	$387,757 (+4.04%) Land $270,534 Building $117,223
2023	$4,185.00 (+2.05%) Homeowner's exemption	$372,702 Land $260,030 Building $112,672
2022	$4,101.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060790104041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 13 individual NFIP policies nearby
Nearby Flood Policies	13 in force
Nearby Flood Claims	21 (1986–2026)
Claims Outside the SFHA	4 of 21
Most Recent Claim	Jan 2026, rainfall accumulation
Claims By Storm	Severe Winter Storms And Flooding, Feb 1998 · 3 claims Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 8 claims

Wildfire

Wildfire Risk	Moderate above 52% of the US · above 30% of California
Wildfire Likelihood	About 1 in 855 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 294 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, Ranch WiFi. Availability varies by address; speeds are provider-advertised maximums, not measured.