647 Warwick St, Cambria, CA 93428 Property Records

San Luis Obispo County property record for 647 Warwick St, Cambria, CA 93428

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 899 sqft · built 1947
Lot Size	0.121 acres (5,250 sqft)
Owner	Company Name on File
Tax Bill	$878 (2025)
Deeds & Mortgages	May 2021 Transfer Feb 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`022-044-033`

Property Details

APN / Parcel Number

Primary APN	`022-044-033`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Building Area	899 sqft Living Area

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Construction Type	Wood
Lot Area	5,250 sqft (0.121 acres)

Location & Zoning

Street Address	647 WARWICK ST
City	CAMBRIA
State	CA
Zip	93428-2426
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CAM PINES U 3 BL 23 LTS 34 TO 36
Legal Subdivision	CAMBRIA PINES 03
Legal Block	23
Legal Lot Number	34
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	1
Census Block	1040
Census Tract	10404

Owner

647 Warwick St is owned by a company that acquired it in May 2021.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record	Company Name on File
Mailing Address	819 BUENA VISTA ST, DUARTE, CA 91010-1703
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 11, 2021	Intrafamily Transfer, Transfer
Feb 15, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 15, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 5, 2021
Transfer Doc	0000034994
Record Updated	Sep 20, 2026

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	May 11, 2021
Property Address	647 WARWICK ST, CAMBRIA, CA 93428-2426
Document Number	0000034995
Map Reference	MB 3 PG 110
Instrument Date	Apr 13, 2021
Instrument	2021034995
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2177 VIA PUERTA, LAGUNA WOODS, CA 92637-2355

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Feb 15, 2018
Property Address	647 WARWICK ST, CAMBRIA, CA 93428-2426
Document Number	0000006082
Instrument Date	Dec 19, 2017
Instrument	6082
Transaction Type	Transfer
Record Updated	Feb 23, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2320 N OLIVE LN SANTA ANA CA 927061936, SANTA ANA, CA 92706-1936

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Feb 15, 2018
Property Address	647 WARWICK ST, CAMBRIA, CA 93428-2426
Document Number	0000006081
Instrument Date	Dec 19, 2017
Instrument	6081
Transaction Type	Transfer
Record Updated	Feb 23, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2320 N OLIVE LN SANTA ANA CA 927061936, SANTA ANA, CA 92706-1936

Tax Assessment & Valuation

The 2025 property tax bill for 647 Warwick St was $878.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Coast Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$51,206 (+2%) Land $16,225 Building $34,981
2025	$878.00	$50,203 Land $15,907 Building $34,296
2023	$836.00 (+2.2%)	$48,256 Land $15,291 Building $32,965
2022	$818.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 647 Warwick St in Zone X, an area of minimal flood risk, though there have been 21 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	21 (1986–2026)
Claims Outside the SFHA	4 of 21
Most Recent Claim	Jan 2026 · rainfall accumulation
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 3 claims Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 647 Warwick St is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 69% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMBRIA COMM SERVICES DIST serves 6,038 people · EPA ID CA4010014
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Ranch Wifi, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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