San Luis Obispo County property record for 640 Warwick St, Cambria, CA 93428 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,136 sqft · built 1979 |
| Lot Size | 0.08 acres (3,500 sqft) |
| Owner | Owner Name on File |
| Last Sale | $1,050,000 (Dec 2007) |
| Tax Bill | $14,814 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 022-045-026 |
| Primary APN | 022-045-026 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,136 sqft Living Area |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Architectural Style | Contemporary |
| Exterior Material | Siding |
| Construction Type | Wood |
| Lot Area | 3,500 sqft (0.08 acres) |
| Lot Dimensions | 89 ft deep x 50 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air |
|---|
| Street Address | 640 WARWICK ST |
|---|---|
| City | CAMBRIA |
| State | CA |
| Zip | 93428-2427 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CAM PINES U 3 BL 24 LTS 7 & 8 |
| Legal Subdivision | CAMBRIA PINES 03 |
| Legal Block | 24 |
| Legal Lot Number | 7,8 8 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 10404 |
Source: San Luis Obispo County records · APN 022-045-026
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 640 WARWICK ST, CAMBRIA, CA 93428-2427 |
| Occupancy | Owner Occupied |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 07, 2007 · Amount on Record |
| Deed Sale | Dec 07, 2007 · Amount on Record |
| Prior Sale | Jun 11, 2013 |
| Deed Document Number | 0000078606 |
| Last Transfer Date | Jun 27, 2013 |
| Transfer Doc | 0000037086 |
| Record Updated | Jun 07, 2026 |
Source: San Luis Obispo County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | Coast Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $14,814.00 (+8.69%) Homeowner's exemption | $1,379,177 (+8.77%) Land $853,779 Building $525,398 |
| 2023 | $13,630.00 (+11.51%) Homeowner's exemption | $1,268,000 Land $785,000 Building $483,000 |
| 2022 | $12,223.00 |
Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060790104041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 13 individual NFIP policies nearby |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 21 (1986–2026) |
| Claims Outside the SFHA | 4 of 21 |
| Most Recent Claim | Jan 2026, rainfall accumulation |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 47% of the US · above 28% of California |
|---|---|
| Wildfire Likelihood | About 1 in 1,235 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 304 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Radiate Holdings, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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