San Luis Obispo County property record for 631 Warwick St, Cambria, CA 93428 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 1 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1958 |
| Square Footage | 797 sqft Living Area |
| Lot Size | 3,500 sqft (0.08 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $695,000 (2022) |
| Tax Bill | $6,209.00 (2025) |
| Primary APN | 022-044-014 |
|---|
| Bedrooms | 1 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 4 Rooms |
| Building Area | 797 sqft Living Area |
| 1st Floor | 797 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Construction Type | Wood Construction |
| Lot Area | 3,500 sqft (0.08 acres) |
| Cooling System | None Cooling |
|---|---|
| Heating System | HVAC Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 631 WARWICK ST |
|---|---|
| City | CAMBRIA |
| State | CA |
| Zip | 93428-2426 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CAM PINES U 3 BL 23 LTS 37 & 38 |
| Legal Subdivision | CAMBRIA PINES 03 |
| Legal Block | 23 |
| Legal Lot Number | 37,38 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Minor Civil Division | NORTH COAST |
| Census Blockgroup | 1 |
| Census Block | 1040 |
| Census Tract | 10404 |
Source: San Luis Obispo County records · APN 022-044-014
Assessment roll updated August 6, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 631 WARWICK ST, CAMBRIA, CA 93428-2426 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Trustor/Debtor (Borrower in Default/Foreclosure On Trustee's Deed) |
| Date | Document |
|---|---|
| Oct 28, 2022 | Grant Deed, Transfer PLACER TITLE COMPANY |
| Oct 17, 2022 | Intrafamily Transfer, Transfer |
| May 01, 2019 | Deed of Trust, Mortgage · Veterans Administration Mortgage KD CAPITAL MORTGAGE CORPORATION |
| Nov 06, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage JWH FINANCIAL INC |
| Nov 03, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ELIZABETH A FERRIS |
| Jul 09, 2018 | Grant Deed, Transfer · Veterans Administration Mortgage GUILD MORTGAGE CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 28, 2022 · Amount on Record |
| Deed Sale | Oct 28, 2022 · Amount on Record |
| Prior Sale | Jul 09, 2018 · Amount on Record |
| Deed Doc Number | 202242854 |
| Prior Transfer Date | Aug 26, 2022 |
| Prior Transfer Doc | 0000041437 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Oct 28, 2022 |
| Property Address | 631 WARWICK ST, CAMBRIA, CA 93428-2426 |
| Document Number | 0000042854 |
| Map Reference | MB 3 PG 110 |
| Instrument Date | Oct 24, 2022 |
| Instrument | 2022042854 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Title Company | PLACER TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 631 WARWICK ST, CAMBRIA, CA 93428-2426 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Oct 17, 2022 |
| Property Address | 631 WARWICK ST, CAMBRIA, CA 93428-2426 |
| Document Number | 0000041437 |
| Map Reference | MB 3 PG 110 |
| Instrument Date | Sep 26, 2022 |
| Instrument | 2022041437 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 631 WARWICK ST, CAMBRIA, CA 93428-2426 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 631 WARWICK ST, CAMBRIA, CA 93428-2426 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | PLACER TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000015797 |
|---|---|
| Date | May 01, 2019 |
| Instrument | 2019015797 |
| Name | KD CAPITAL MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PASO ROBLES, CA 93446 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 631 WARWICK ST, CAMBRIA, CA 93428-2426 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|---|
| Address | 631 WARWICK ST, CAMBRIA, CA 93428-2426 |
| Document Number | 0000064195 |
|---|---|
| Date | Nov 06, 2020 |
| Instrument | 2020064195 |
| Name | JWH FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVINE, CA 92614 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 631 WARWICK ST, CAMBRIA, CA 93428-2426 |
| Document Number | 0000067225 |
| Instrument Date | Nov 03, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 01, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 631 WARWICK ST CAMBRIA CA 934282426, CAMBRIA, CA 93428-2426 |
| Document Number | 0000067225 |
|---|---|
| Date | Nov 18, 2020 |
| Instrument | 67225 |
| Name | ELIZABETH A FERRIS |
|---|---|
| Address | 2120 PRESIDIO WAY, SAN MIGUEL, CA 93451-9038 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Jul 09, 2018 |
| Property Address | 631 WARWICK ST, CAMBRIA, CA 93428-2426 |
| Document Number | 0000027849 |
| Map Reference | MB3 PG110 |
| Instrument Date | Apr 23, 2018 |
| Instrument | 2018027849 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Title Company | PLACER TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 631 WARMICKST, CAMBRIA, CA 93428 |
| Document Number | 0000027850 |
|---|---|
| Date | Jul 09, 2018 |
| Instrument | 2018027850 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2048 |
Source: San Luis Obispo County records · Assessment roll updated August 6, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | Coast Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $574,119 (+2%) Land $331,223 Building $242,896 | |
| 2025 | $6,209.00 (+4.16%) Homeowner's exemption | $562,863 (+4.04%) Land $324,729 Building $238,134 |
| 2023 | $5,961.00 (+17.5%) Homeowner's exemption | $541,008 Land $312,120 Building $228,888 |
| 2022 | $5,073.00 |
Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 52% of the US · above 30% of California |
|---|---|
| Wildfire Likelihood | About 1 in 855 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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