Walton County property record for 648 Michael Cir, Monroe, GA 30655
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,547 sqft · built 2006 |
| Lot Size | 0.44 acres (19,166 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,466 (2025) |
| Deeds & Mortgages | May 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | NM03A-143 |
| Primary APN | NM03A-143 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,547 sqft Heated Area |
| 1st Floor Area | 1,498 sqft |
| Basement Area | 1,049 sqft |
| Finished Basement | 1,049 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 19,166 sqft (0.44 acres) |
| Terrain | Rolling |
| Deck Area | 30 sqft |
| Patio Area | 150 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Account Number | 34840 |
|---|---|
| Street Address | 648 MICHAEL CIR |
| City | MONROE |
| State | GA |
| Zip | 30655-8474 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | #143E EVERGREEN ESTATES .44AC |
| Legal Subdivision | EVERGREEN ESTATES |
| Legal Block | E |
| Legal Lot Number | 143 |
| Jurisdiction | WALTON GA |
| Township / Civil Division | MONROE |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 110701 |
648 Michael Cir is owned and occupied by an individual who acquired it in July 2015.
Source: Walton County records, as of March 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 648 MICHAEL CIR, MONROE, GA 30655-8474 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 6, 2015 |
| Deed Sale | Jul 6, 2015 |
| Prior Sale | Jul 31, 2007 · Amount on File |
| Deed Document Number | 20152564 |
| Deed Book / Page | 3808 / 371 |
| Prior Transfer Date | Jul 6, 2007 |
| Prior Transfer Doc | 0027730486 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON GA |
| Property Address | 648 MICHAEL CIR, MONROE, GA 30655-8474 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2025 |
| Name | Verified Name |
|---|---|
| Address | 648 MICHAEL CIR, MONROE, GA 30655-8474 |
| Document Number | 0055880000000196 |
|---|---|
| Date | May 6, 2025 |
| Book Page | 0000005588/0000000196 |
| Instrument | D2025-004327 |
| Name | AMERICAN FINANCE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 1, 2040 |
The 2025 property tax bill for 648 Michael Cir was $4,466 with a homeowner's exemption, up 5.9% from the year before.
Source: Walton County assessment roll, as of March 5, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Walton County |
| Municipality | Monroe City |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,466.00 (+5.9%) Homeowner's exemption | $131,400 (+3.96%) Land $22,000 Building $109,400 | $328,500 (+3.96%) Land $55,000 Building $273,500 |
| 2024 | $4,217.00 (-3.74%) Homeowner's exemption | $126,400 (+0.86%) Land $22,000 Building $104,400 | $316,000 (+0.86%) Land $55,000 Building $261,000 |
| 2023 | $4,381.00 (-98.91%) | $125,320 (+23.25%) Land $22,000 Building $103,320 | $313,300 (+23.25%) Land $55,000 Building $258,300 |
| 2022 | $400,436.00 | $101,680 Land $17,200 Building $84,480 | $254,200 Land $43,000 Building $211,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 648 Michael Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 14, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 648 Michael Cir is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 88% of Georgia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONROE serves 25,248 people · EPA ID GA2970001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Windstream DSL | 200 / 20 |
May also be available: T-Mobile, Verizon, Xfinity.
5G (outdoors only) and 4G LTE
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