Flagler County property record for 653 Elk River Dr, Ormond Beach, FL 32174 · Last verified January 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 2014 |
| Square Footage | 1,824 sqft Heated Area |
| Lot Size | 8,364 sqft (0.192 acres) |
| Garage | Attached |
| Occupancy | Owner Occupied |
| Last Sale | $278,000 (2020) |
| Tax Bill | $4,400.00 (2025) |
| Primary APN | 03-13-31-5120-2AF05-0150 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,824 sqft Heated Area |
| Gross Area | 2,492 sqft Gross Area |
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2014 |
|---|---|
| Exterior Material | Stucco Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Foundation Type | Concrete Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 8,364 sqft (0.192 acres) |
| Driveway | 1 Driveway |
| Driveway Area | 624 sqft Driveway |
| Garage Type | Attached Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Street Address | 653 ELK RIVER DR |
|---|---|
| City | ORMOND BEACH |
| State | FL |
| Zip | 32174-1513 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PLANTATION BAY SECTION 2A-F UNIT 5 MB 37 PG 1 LOT 15 OR 2016/841 |
| Legal Range | 31E |
| Legal Township | 13S |
| Legal Section | 03 |
| Legal Subdivision | PLANTATION BAY |
| Legal Lot Number | 15 |
| Legal Unit | 5 |
| Jurisdiction | FLAGLER FL |
| Minor Civil Division | BUNNELL |
| Census Blockgroup | 3 |
| Census Block | 3006 |
| Census Tract | 60207 |
Source: Flagler County records · APN 03-13-31-5120-2AF05-0150
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 653 ELK RIVER DR, ORMOND BEACH, FL 32174-1513 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 02, 2022 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Oct 14, 2020 | Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 14, 2020 · Amount on Record |
| Deed Sale | Oct 14, 2020 · Amount on Record |
| Prior Sale | Jul 30, 2014 · Amount on Record |
| Deed Doc Number | 2020041549 |
| Deed Book / Page | 2485 / 1011 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 653 ELK RIVER DR, ORMOND BEACH, FL 32174-1513 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2022 |
| Name | Verified Name |
|---|---|
| Address | 653 ELK RIVER DR, ORMOND BEACH, FL 32174-1513 |
| Document Number | 0027190956 |
|---|---|
| Date | Sep 02, 2022 |
| Book Page | 2719/956 |
| Instrument | 2022044510 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 298 Months |
| Due | Jul 30, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Oct 14, 2020 |
| Property Address | 653 ELK RIVER DR, ORMOND BEACH, FL 32174-1513 |
| Document Number | 0024851011 |
| Book / Page | 2485 / 1011 |
| Map Reference | MB 37 PG 1-3 |
| Instrument Date | Oct 13, 2020 |
| Instrument | 2020041549 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | SOUTHERN TITLE HLDG CO LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,946.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3559 JOHN ANDERSON DR, 3559, ORMOND BEACH, FL 32176-2100 |
| Name | Verified Name |
|---|---|
| Address | 653 ELK RIVER DR, ORMOND BEACH, FL 32174-1513 |
| Document Number | 0024851012 |
|---|---|
| Date | Oct 14, 2020 |
| Instrument | 2485/1012 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
Source: Flagler County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Unified School District | Flagler County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,400.00 (-24.86%) Homeowner's exemption | $353,349 (+5.99%) | $386,944 (-0.17%) Land $72,500 Building $314,444 |
| 2023 | $5,856.00 (+5.63%) Homeowner's exemption | $333,389 (+3%) | $387,606 (+2.53%) Land $72,500 Building $315,106 |
| 2022 | $5,544.00 Homeowner's exemption | $323,679 | $378,054 Land $72,500 Building $305,554 |
Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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