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656 Elk River Dr, Ormond Beach, FL 32174 Property Records

Flagler County property record for 656 Elk River Dr, Ormond Beach, FL 32174 · Last verified January 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2 Baths
Year BuiltBuilt 2014
Square Footage2,090 sqft Heated Area
Lot Size8,625 sqft (0.198 acres)
Pool944 sqft
OccupancyOwner Occupied
Last Sale$294,900 (2015)
Tax Bill$4,479.00 (2025)

Property Details

APN / Parcel Number

Primary APN03-13-31-5120-2AF05-0630

Interior

Full Baths2 Baths
Building Area2,090 sqft Heated Area
Gross Area3,103 sqft Gross Area
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2014
Exterior MaterialStucco Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area8,625 sqft (0.198 acres)
Driveway1 Driveway
Driveway Area544 sqft Driveway
Pool Area944 sqft Pool
Deck Area623 sqft Deck

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Street Address656 ELK RIVER DR
CityORMOND BEACH
StateFL
Zip32174-1512
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPLANTATION BAY SECTION 2A-F UNIT 5 MB 37 PG 1 LOT 63 OR 2090/299
Legal Range31E
Legal Township13S
Legal Section03
Legal SubdivisionPLANTATION BAY
Legal Lot Number63
Legal Unit5
JurisdictionFLAGLER FL
Minor Civil DivisionBUNNELL
Census Blockgroup3
Census Block3008
Census Tract60207

Owner

Source: Flagler County records · APN 03-13-31-5120-2AF05-0630

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Co-owner2 Verified Secondary Owners
Mailing Address656 ELK RIVER DR, ORMOND BEACH, FL 32174-1512
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 17, 2023Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Nov 02, 2017Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Mar 11, 2020Deed of Trust, Mortgage · Line of Credit
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names4 Verified Names on Deed
Last SaleOct 06, 2015 · Amount on Record
Deed SaleOct 06, 2015 · Amount on Record
Prior SaleOct 06, 2015 · Amount on Record
Deed Doc Number0020900299
Deed Book / Page2090 / 0299
Last Transfer DateOct 17, 2023
Transfer Doc0028200873
Record RefreshedJun 08, 2026

October 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionFLAGLER FL
Recording DateOct 17, 2023
Property Address656 ELK RIVER DR, ORMOND BEACH, FL 32174-1512
Document Number0028200873
Book / Page2820 / 873
Map ReferenceMB 37 PG 1-3
Instrument DateOct 03, 2023
Instrument2023045312
Transaction TypeTransfer
Record UpdatedNov 02, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address656 ELK RIVER DR, ORMOND BEACH, FL 32174-1512

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Property Address656 ELK RIVER DR, ORMOND BEACH, FL 32174-1512
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0022391342
DateNov 02, 2017
Book Page2239/1342
Instrument2017038549
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2047

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Property Address656 ELK RIVER DR, ORMOND BEACH, FL 32174-1512
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0024270441
DateMar 11, 2020
Book Page2427/441
Instrument2020010099
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueFeb 20, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Flagler County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,479.00 (-24.49%) Homeowner's exemption$359,003 (+5.99%)$474,159 (-0.53%) Land $82,000 Building $392,159
2023$5,932.00 (+5.61%) Homeowner's exemption$338,723 (+3%)$476,689 (+4.29%) Land $82,000 Building $394,689
2022$5,617.00 Homeowner's exemption$328,857$457,061 Land $82,000 Building $375,061

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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