651 Elk River Dr, Ormond Beach, FL 32174 Property Records

Flagler County property record for 651 Elk River Dr, Ormond Beach, FL 32174 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2 Baths
Year Built	Built 2011
Square Footage	2,445 sqft Living Area
Lot Size	8,233 sqft (0.189 acres)
Occupancy	Owner Occupied
Last Sale	$258,613 (2011)
Tax Bill	$3,965.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`03-13-31-5120-2AF05-0160`

Interior

Full Baths	2 Baths
Building Area	2,445 sqft Living Area
Gross Area	3,500 sqft Gross Area
1st Floor	2,445 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Ceramic Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Concrete Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Asphalt Roof
Lot Area	8,233 sqft (0.189 acres)
Driveway	Driveway Concrete
Driveway Area	352 sqft Driveway

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	651 ELK RIVER DR
City	ORMOND BEACH
State	FL
Zip	32174-1513
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	PLANTATION BAY SECTION 2A-F UNIT 5 MB 37 PG 1 LOT 16 OR 1839/1334 OR 2872/141
Legal Range	31E
Legal Township	13S
Legal Section	03
Legal Subdivision	PLANTATION BAY
Legal Block	2AF0
Legal Lot Number	16
Legal Unit	5
Jurisdiction	FLAGLER FL
Minor Civil Division	BUNNELL
Census Blockgroup	3
Census Block	3006
Census Tract	60207

Owner

Source: Flagler County records · APN 03-13-31-5120-2AF05-0160

Assessment roll updated December 8, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	651 ELK RIVER DR, ORMOND BEACH, FL 32174-1513
Occupancy	Owner Occupied
Owner Type	Owner is a Company
Vesting	Owner is a Trust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 31, 2011 · Amount on Record
Deed Sale	Oct 31, 2011 · Amount on Record
Deed Doc Number	201129762
Deed Book / Page	1839 / 1334
Last Transfer Date	May 20, 2024
Transfer Doc	0028720141
Record Refreshed	Sep 20, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	651 ELK RIVER DR, ORMOND BEACH, FL 32174-1513
Document Number	0023781958
Instrument Date	Aug 09, 2019
Transaction Type	Mortgage
Record Updated	Sep 02, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	651 ELK RIVER DR ORMOND BEACH FL 321741513, ORMOND BEACH, FL 32174-1513

Mortgage

Document Number	0023781958
Date	Aug 23, 2019
Book Page	002378/001958
Instrument	31427

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 22, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Flagler County records · Assessment roll updated December 8, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,351.00 (-40.71%)	$207,875 (+5.99%)	$460,360 (-0.14%) Land $72,500 Building $387,860
2024	$3,965.00 (+1.72%)
2023	$3,898.00 (+6.44%) Homeowner's exemption	$196,132 (+3%)	$460,984 (+2.71%) Land $72,500 Building $388,484
2022	$3,662.00 Homeowner's exemption	$190,419	$448,817 Land $72,500 Building $376,317

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.