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650 Elk River Dr, Ormond Beach, FL 32174 Property Records

Flagler County property record for 650 Elk River Dr, Ormond Beach, FL 32174 · Last verified January 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2017
Square Footage1,873 sqft Heated Area
Lot Size9,322 sqft (0.214 acres)
OccupancyOwner Occupied
Last Sale$462,500 (2021)
Tax Bill$6,176.00 (2025)

Property Details

APN / Parcel Number

Primary APN03-13-31-5120-2AF05-0600

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Building Area1,873 sqft Heated Area
Gross Area2,826 sqft Gross Area
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2017
Exterior MaterialStucco Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area9,322 sqft (0.214 acres)
Driveway1 Driveway
Driveway Area416 sqft Driveway
Pool TypePool, Enclosed Pool Type
Pool Area404 sqft Pool
Deck Area700 sqft Deck

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Street Address650 ELK RIVER DR
CityORMOND BEACH
StateFL
Zip32174-1512
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPLANTATION BAY SECTION 2A-F UNIT 5 MB 37 PG 1 LOT 60 OR 2182/929
Legal Range31E
Legal Township13S
Legal Section03
Legal SubdivisionPLANTATION BAY
Legal Lot Number60
Legal Unit5
JurisdictionFLAGLER FL
Minor Civil DivisionBUNNELL
Census Blockgroup3
Census Block3008
Census Tract60207

Owner

Source: Flagler County records · APN 03-13-31-5120-2AF05-0600

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address650 ELK RIVER DR, ORMOND BEACH, FL 32174-1512
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 02, 2018Deed of Trust, Mortgage · Commercial Mortgage
SUNTRUST BANK
May 04, 2021Warranty Deed, Transfer
SOUTHERN TITLE HOLDING COMPANY LLC, SOUTHERN TITLE HLDG CO LLC
Jan 23, 2017Warranty Deed, Transfer · Conventional Mortgage
AMERIS BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 04, 2021 · Amount on Record
Deed SaleMay 04, 2021 · Amount on Record
Prior SaleJan 23, 2017 · Amount on Record
Deed Doc Number2021024393
Deed Book / Page2558 / 862
Record RefreshedJun 08, 2026

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Property Address650 ELK RIVER DR, ORMOND BEACH, FL 32174-1512
Transaction TypeMortgage
Record UpdatedMay 21, 2021
Title CompanyAMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0023160393
DateNov 02, 2018
Book Page2316/0393
Instrument2018041313
Lender
NameSUNTRUST BANK
TypeBank
AddressORLANDO, FL 32809
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateMay 04, 2021
Property Address650 ELK RIVER DR, ORMOND BEACH, FL 32174-1512
Document Number0025580862
Book / Page2558 / 862
Map ReferenceMB 37 PG 1-3
Instrument DateApr 30, 2021
Instrument2021024393
Transaction TypeTransfer
Record UpdatedMay 21, 2021
Title CompanySOUTHERN TITLE HOLDING COMPANY LLC, SOUTHERN TITLE HLDG CO LLC

Transaction

AmountAmount Recorded
Tax$3,237.50
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address128 LAZY DAISY DR, 128, BLUFFTON, SC 29909-5105

Transferred To (Grantee/Buyer)

NameVerified Name
Address650 ELK RIVER DR, ORMOND BEACH, FL 32174-1512

January 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateJan 23, 2017
Property Address650 ELK RIVER DR, ORMOND BEACH, FL 32174-1512
Document Number0021820929
Book / Page2182 / 0929
Map ReferenceMB37 PG1-3
Instrument DateJan 20, 2017
Instrument2017002590
Transaction TypeTransfer
Record UpdatedMay 21, 2021
Title CompanySOUTHERN TITLE OF HOLDING CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,189.60
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2379 BEVILLE RD, 2379, DAYTONA BEACH, FL 32119-8720

Transferred To (Grantee/Buyer)

NameVerified Name
Address650 ELK RIVER DR, ORMOND BEACH, FL 32174-1512

Mortgage

Document Number2017002591
DateJan 23, 2017
Instrument2017002591
Lender
NameAMERIS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2047

Tax Assessment & Valuation

Source: Flagler County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,176.00 (-22.13%) Homeowner's exemption$479,458 (+0.14%) Land $82,000 Building $397,458$479,458 (+0.14%) Land $82,000 Building $397,458
2023$7,931.00 (-0.91%) Homeowner's exemption$478,801 (+4.61%) Land $82,000 Building $396,801$478,801 (+4.61%) Land $82,000 Building $396,801
2022$8,004.00$457,710 Land $82,000 Building $375,710$457,710 Land $82,000 Building $375,710

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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