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6521 Willow St, Spring Grove, IL 60081 Property Records

McHenry County property record for 6521 Willow St, Spring Grove, IL 60081

Property Summary

Property TypeSingle Family Home
Details576 sqft · built 1959
Lot Size0.101 acres (4,400 sqft)
OwnerIndividual Name on File
Last Sale$138,500 (Oct 2018)
Deeds & MortgagesMar 2021 Mortgage
Oct 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN05-32-428-022

Property Details

APN / Parcel Number

Primary APN05-32-428-022

Interior

Stories1 Story
Building Area576 sqft Living Area

Exterior

Year BuiltBuilt 1959
Lot Area4,400 sqft (0.101 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address6521 WILLOW ST
CitySPRING GROVE
StateIL
Zip60081-8430
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2018R0036451 LT 33 BLK 2 FOX LAKE VISTA UNIT 3 MEMO: RICHTER, CODY M/ AMICI, MAIRIS JENNA
Legal Range09E
Legal Township46N
Legal Section32
Legal SubdivisionFOX LAKE VISTA UNIT 3
Legal Block2
Legal Lot Number33
Legal Unit3
JurisdictionMCHENRY IL
Township / Civil DivisionBURTON
Census Block Group1
Census Block1015
Census Tract870105

Owner

6521 Willow St is owned by an individual who bought it in October 2018.

Source: McHenry County records, as of May 13, 2024

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address6521 WILLOW ST, SPRING GROVE, IL 60081-8430
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 8, 2021Deed of Trust, Mortgage · Conventional Mortgage
CHICAGO MORTGAGE SOLUTIONS CORP
Oct 24, 2018Warranty Deed, Transfer · Conventional Mortgage
FIRST CENTENNIAL MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 24, 2018 · Amount on File
Deed SaleOct 24, 2018 · Amount on File
Prior SaleJul 26, 2013 · Amount on File
Deed Document Number2018R0036451
Record UpdatedJun 7, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address6521 WILLOW ST, SPRING GROVE, IL 60081-8430
Transaction TypeMortgage
Record UpdatedMar 18, 2021
Title CompanyATTORNEY'S TITLE, ATTORNEYS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000012390
DateMar 8, 2021
Instrument2021R0012390
Lender
NameCHICAGO MORTGAGE SOLUTIONS CORP
TypeMortgage Company
AddressDES PLAINES, IL 60018
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2051
Interest
Rate TypeFixed Rate
Rate2.75%

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateOct 24, 2018
Property Address6521 WILLOW ST, SPRING GROVE, IL 60081-8430
Document Number0000036451
Map ReferenceMB6 PG44
Instrument DateOct 15, 2018
Instrument2018R0036451
Transaction TypeTransfer
Record UpdatedMay 27, 2021
Title CompanyCHICAGO TITLE INS CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$207.75
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3905 ANNE ST, MCHENRY, IL 60050-5571

Mortgage

Document Number0000036452
DateOct 24, 2018
Instrument2018R0036452
Lender
NameFIRST CENTENNIAL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2048
Interest
Rate TypeFixed Rate
Rate5.62%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionBurton Township
Elementary School DistrictNippersink School District 2 (KG - 08)
Secondary School DistrictRichmond-Burton Community High School District 157 (09 - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2022$5,177 Land $4,021 Building $1,156$15,531 Land $12,063 Building $3,468

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 6521 Willow St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims3 (2018–2026)
Most Recent ClaimApr 2026 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6521 Willow St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

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