6415 Willow St, Spring Grove, IL 60081 Property Records

McHenry County property record for 6415 Willow St, Spring Grove, IL 60081

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · built 1963
Lot Size	0.101 acres (4,400 sqft)
Owner	Owner Name on File
Last Sale	$165,000 (Jan 2008)
Deeds & Mortgages	Mar 2022 Mortgage Aug 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`05-32-428-034`

Property Details

APN / Parcel Number

Primary APN	`05-32-428-034`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Architectural Style	Other
Exterior Material	Wood
Lot Area	4,400 sqft (0.101 acres)
Lot Dimensions	110 ft deep x 83 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Hot Water

Location & Zoning

Street Address	6415 WILLOW ST
City	SPRING GROVE
State	IL
Zip	60081-8222
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2008R0001448 LT 21 BLK 2 FOX LAKE VISTA UNIT 3
Legal Range	09E
Legal Township	46N
Legal Section	32
Legal Subdivision	FOX LAKE VISTA UNIT 3
Legal Block	2
Legal Lot Number	21
Legal Unit	3
Jurisdiction	MCHENRY IL
Township / Civil Division	BURTON
Census Block Group	1
Census Block	1015
Census Tract	870105

Owner

The current owner of 6415 Willow St bought it in January 2008.

Source: McHenry County records, as of May 13, 2024

Owner of Record	Owner Name on File
Mailing Address	6415 WILLOW ST, SPRING GROVE, IL 60081-8222
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST MIDWEST BANK
Aug 10, 2021	Deed of Trust, Mortgage · Line of Credit FIRST MIDWEST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 9, 2008 · Amount on File
Deed Sale	Jan 9, 2008 · Amount on File
Prior Sale	May 30, 2006 · Amount on File
Deed Document Number	2008R0001448
Record Updated	Jun 7, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	6415 WILLOW ST, SPRING GROVE, IL 60081-8222
Transaction Type	Mortgage
Record Updated	Mar 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007901
Date	Mar 2, 2022
Instrument	2022R0007901

Lender

Name	FIRST MIDWEST BANK
Type	Bank
Address	GURNEE, IL 60031

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	352 Months
Due	Jul 1, 2051

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	6415 WILLOW ST, SPRING GROVE, IL 60081-8222
Transaction Type	Mortgage
Record Updated	Aug 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043707
Date	Aug 10, 2021
Instrument	2021R0043707

Lender

Name	FIRST MIDWEST BANK
Type	Bank
Address	CHICAGO, IL 60631

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	358 Months
Due	Jun 24, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Change Frequency	Monthly

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Burton Township
Elementary School District	Nippersink School District 2 (KG - 08)
Secondary School District	Richmond-Burton Community High School District 157 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$47,304 Land $4,021 Building $43,283	$141,912 Land $12,063 Building $129,849

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6415 Willow St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (2018–2026)
Most Recent Claim	Apr 2026 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6415 Willow St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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