McHenry County property record for 6420 Willow St, Spring Grove, IL 60081
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,966 sqft · built 1983 |
| Lot Size | 0.119 acres (5,200 sqft) |
| Owner | Owner Name on File |
| Last Sale | $220,000 (May 2002) |
| Deeds & Mortgages | Nov 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-32-429-006 |
| Primary APN | 05-32-429-006 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,966 sqft Living Area |
| Year Built | Built 1983 |
|---|---|
| Lot Area | 5,200 sqft (0.119 acres) |
| Parking Spaces | 1 Parking Space |
| Street Address | 6420 WILLOW ST |
|---|---|
| City | SPRING GROVE |
| State | IL |
| Zip | 60081-8917 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2002R0048577 LT 3 BLK 1 FOX LAKE VISTA UNIT 3 MEMO: O BRIEN, TERENCE M/ WHITE, CYNTHIA ANNE |
| Legal Range | 09E |
| Legal Township | 46N |
| Legal Section | 32 |
| Legal Subdivision | FOX LAKE VISTA UNIT 3 |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Legal Unit | 3 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | BURTON |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 870105 |
The current owner of 6420 Willow St bought it in May 2002.
Source: McHenry County records, as of May 13, 2024
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 6420 WILLOW ST, SPRING GROVE, IL 60081-8917 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 31, 2002 · Amount on File |
| Deed Sale | May 31, 2002 · Amount on File |
| Prior Sale | Jun 28, 2000 · Amount on File |
| Deed Document Number | 2002R0048577 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 6420 WILLOW ST, SPRING GROVE, IL 60081-8917 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000041296 |
|---|---|
| Date | Nov 6, 2017 |
| Instrument | 2017R0041296 |
| Name | THE FIRST NATIONAL BANK OF MCHENRY |
|---|---|
| Type | Bank |
| Address | MCHENRY, IL 60050 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Nov 1, 2027 |
Source: McHenry County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Burton Township |
| Elementary School District | Nippersink School District 2 (KG - 08) |
| Secondary School District | Richmond-Burton Community High School District 157 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | Homeowner's exemption | $61,270 Land $4,021 Building $57,249 | $183,810 Land $12,063 Building $171,747 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 6420 Willow St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 3 (2018–2026) |
| Most Recent Claim | Apr 2026 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6420 Willow St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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