6423 Willow St, Spring Grove, IL 60081 Property Records

McHenry County property record for 6423 Willow St, Spring Grove, IL 60081

Property Summary

Property Type	Single Family Home
Lot Size	0.203 acres (8,870 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Aug 2021)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-32-428-038`

Property Details

APN / Parcel Number

Primary APN	`05-32-428-038`

Exterior

Lot Area	8,870 sqft

Location & Zoning

Street Address	6423 WILLOW ST
City	SPRING GROVE
State	IL
Zip	60081-8222
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2021R0047244 LTS 25 & 26 BLK 2 FOX LAKE VISTA UNIT 3 MEMO: TRUEX, SARAH/ KLINESMITH, DANIEL
Legal Subdivision	FOX LAKE VISTA
Legal Block	2
Legal Lot Number	25-26 26
Legal Unit	3
Jurisdiction	MCHENRY IL
Township / Civil Division	BURTON
Census Block Group	1
Census Block	1015
Census Tract	870105

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	6423 WILLOW ST, SPRING GROVE, IL 60081-8222
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2021 · Amount on Record
Deed Sale	Aug 27, 2021 · Amount on Record
Prior Sale	Apr 14, 2016 · Amount on Record
Deed Document Number	2021R0047244
Record Updated	Jun 7, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Aug 27, 2021
Property Address	6423 WILLOW ST, SPRING GROVE, IL 60081-8222
Document Number	0000047244
Map Reference	MB 6 PG 44
Instrument Date	Jul 26, 2021
Instrument	2021R0047244
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6423 WILLOW ST, SPRING GROVE, IL 60081-8222

Mortgage

Document Number	0000047245
Date	Aug 27, 2021
Instrument	2021R0047245

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.75%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Burton Township
Elementary School District	Nippersink School District 2 (KG - 08)
Secondary School District	Richmond-Burton Community High School District 157 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$40,025 Land $4,021 Building $36,004	$120,075 Land $12,063 Building $108,012

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (2018–2026)
Most Recent Claim	Apr 2026 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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