6521 S Ridge Rd E, Geneva, OH 44041 Property Records

Ashtabula County property record for 6521 S Ridge Rd E, Geneva, OH 44041

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,412 sqft · built 1978
Lot Size1 acres (43,691 sqft)
Owner2 Individual Names on Record
Last Sale$170,000 (Aug 2019)
Tax Bill$5,601 (2025)
Deeds & MortgagesNov 2022 Mortgage
Aug 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN48-020-00-012-03

Property Details

APN / Parcel Number

Primary APN48-020-00-012-03

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,412 sqft Living Area
Gross Area1,972 sqft
1st Floor Area1,412 sqft
AtticAttic
Attic Area1,000 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area43,691 sqft (1 acres)
TerrainLow
Garage TypeAttached
Garage Area560 sqft
Parking Spaces6 Parking Spaces

Exterior Amenities

PorchOpen Frame Porch
Porch Area84 sqft
Deck AreaDeck Area
Patio Area1,000 sqft
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address6521 S RIDGE RD E
CityASHTABULA
StateOH
Zip44004
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT 12--66
Legal SubdivisionSAYBROOK
Legal Lot Number66
JurisdictionASHTABULA OH
Township / Civil DivisionSAYBROOK
Census Block Group3
Census Block3002
Census Tract702

Owner

Source: Ashtabula County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address6521 S RIDGE RD E, ASHTABULA, OH 44004
OccupancyOwner Occupied
Owner TypeIndividual
VestingRight of Survivorship

Deeds, Mortgages & Sale History

DateDocument
Nov 4, 2022Deed of Trust, Mortgage · FHA Mortgage
NATIONSTAR MORTGAGE LLC
Aug 16, 2019Warranty Deed, Transfer · FHA Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 16, 2019 · Amount on Record
Deed SaleAug 16, 2019 · Amount on Record
Prior SaleDec 5, 2008 · Amount on Record
Deed Document Number20197870
Deed Book / Page689 / 1197
Record UpdatedOct 29, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionASHTABULA OH
Property Address6521 S RIDGE RD E, GENEVA, OH 44041-8251
Transaction TypeMortgage
Record UpdatedMar 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address6521 S RIDGE RD E, GENEVA, OH 44041-8251

Mortgage

Document Number0000011917
DateNov 4, 2022
Book Page784/1145
Instrument2022-00011917
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressMADISON HEIGHTS, MI 48071
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term322 Months
DueSep 1, 2049

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionASHTABULA OH
Recording DateAug 16, 2019
Property Address6521 S RIDGE RD E, GENEVA, OH 44041-8251
Document Number0000007870
Book / Page000689 / 001197
Instrument DateAug 15, 2019
Instrument7870
Transaction TypeTransfer
Record UpdatedOct 9, 2019
Title CompanyENTERPRISE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$680.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6521 S RIDGE RD E GENEVA OH 440418251, GENEVA, OH 44041-8251

Mortgage

Document Number7871
DateAug 16, 2019
Book Page000689/001201
Instrument7871
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 15, 2049

Tax Assessment & Valuation

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateOhio
CountyAshtabula County
County SubdivisionSaybrook Township
Unified School DistrictAshtabula Area City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,601.00 (+81.38%)$66,920 (-) Land $5,950 Building $60,970$191,200 (-) Land $17,000 Building $174,200
2023$3,088.00 (+15.83%) Homeowner's exemption$66,920 (+34.54%) Land $5,950 Building $60,970$191,200 (+34.55%) Land $17,000 Building $174,200
2022$2,666.00 Homeowner's exemption$49,740 Land $4,590 Building $45,150
2020$142,100 Land $13,100 Building $129,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Windstream
Fiber · DSL in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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