6541 S Ridge Rd E, Geneva, OH 44041 Property Records

Ashtabula County property record for 6541 S Ridge Rd E, Geneva, OH 44041

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,052 sqft · built 1978
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on Record
Last Sale$168,000 (Sep 2009)
Tax Bill$4,339 (2025)
Deeds & MortgagesJul 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN48-020-00-012-02

Property Details

APN / Parcel Number

Primary APN48-020-00-012-02

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,052 sqft Living Area
Gross Area1,548 sqft
1st Floor Area1,008 sqft
AtticAttic
Attic Area192 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area43,560 sqft (1 acres)
TerrainLow
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchStoop
Porch Area16 sqft
Deck Area270 sqft
Patio Area192 sqft
Balcony Area44 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address6541 S RIDGE RD E
CityGENEVA
StateOH
Zip44041-8251
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT 12--66
Legal SubdivisionSAYBROOK
Legal Lot Number66
JurisdictionASHTABULA OH
Township / Civil DivisionSAYBROOK
Census Block Group3
Census Block3002
Census Tract702

Owner

Source: Ashtabula County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address6541 S RIDGE RD E, GENEVA, OH 44041-8251
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 21, 2009 · Amount on Record
Deed SaleSep 21, 2009 · Amount on Record
Deed Document Number20099224
Deed Book / Page461 / 1593
Last Transfer DateOct 4, 2017
Transfer Doc0000009959
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionASHTABULA OH
Property Address6541 S RIDGE RD E, GENEVA, OH 44041-8251
Transaction TypeMortgage
Record UpdatedMar 6, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address6541 S RIDGE RD E, GENEVA, OH 44041-8251

Mortgage

Document Number0000008209
DateJul 7, 2021
Book Page743/2670
Instrument202100008209
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueJun 12, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateOhio
CountyAshtabula County
County SubdivisionSaybrook Township
Unified School DistrictAshtabula Area City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,339.00 (+82.85%)$51,840 (-) Land $5,990 Building $45,850$148,100 (-) Land $17,100 Building $131,000
2024$2,373.00 (-0.63%) Homeowner's exemption$51,840 (-) Land $5,990 Building $45,850
2023$2,388.00 (-43.98%) Homeowner's exemption$51,840 (+34.51%) Land $5,990 Building $45,850$148,100 (+34.51%) Land $17,100 Building $131,000
2022$4,263.00 Homeowner's exemption$38,540 Land $4,590 Building $33,950
2020$110,100 Land $13,100 Building $97,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Windstream
Fiber · DSL in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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