Ashtabula County property record for 6401 S Ridge Rd E, Geneva, OH 44041
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,292 sqft · built 1978 |
| Lot Size | 1.25 acres (54,668 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $280,000 (Oct 2023) |
| Tax Bill | $7,603 (2025) |
| Deeds & Mortgages | Oct 2023 Sale & Mortgage Aug 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-019-00-002-03 |
| Primary APN | 48-019-00-002-03 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,292 sqft Living Area |
| Gross Area | 2,968 sqft |
| 1st Floor Area | 2,100 sqft |
| Basement Area | 192 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 54,668 sqft (1.25 acres) |
| Terrain | Low |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 10 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 76 sqft |
| Deck Area | Deck Area |
| Patio Area | 352 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 6401 S RIDGE RD E |
|---|---|
| City | GENEVA |
| State | OH |
| Zip | 44041-8250 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T12--61 |
| Legal Subdivision | SAYBROOK |
| Legal Lot Number | 61 |
| Jurisdiction | ASHTABULA OH |
| Township / Civil Division | SAYBROOK |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 702 |
6401 S Ridge Rd E is owned and occupied by two individuals who bought it in October 2023.
Source: Ashtabula County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6401 S RIDGE RD E, GENEVA, OH 44041-8250 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 10, 2023 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Aug 21, 2018 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 10, 2023 · Amount on File |
| Deed Sale | Oct 10, 2023 · Amount on File |
| Prior Sale | Aug 21, 2018 · Amount on File |
| Deed Document Number | 20239258 |
| Deed Book / Page | 805 / 1674 |
| Prior Transfer Date | Dec 15, 2014 |
| Prior Transfer Doc | 0000001272 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ASHTABULA OH |
| Recording Date | Oct 10, 2023 |
| Property Address | 6401 S RIDGE RD E, GENEVA, OH 44041-8250 |
| Document Number | 0000009258 |
| Book / Page | 805 / 1674 |
| Instrument Date | Oct 4, 2023 |
| Instrument | 2023-00009258 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2023 |
| Title Company | TITLE PROFESSIONALS GROUP LIMITED, TITLE PROFESSIONALS GROUP LT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 6401 S RIDGE RD E, GENEVA, OH 44041-8250 |
| Document Number | 0008051677 |
|---|---|
| Date | Oct 10, 2023 |
| Instrument | 805/1677 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ASHTABULA OH |
| Recording Date | Aug 21, 2018 |
| Property Address | 6401 S RIDGE RD E, GENEVA, OH 44041-8250 |
| Document Number | 0000008246 |
| Book / Page | 665 / 2424 |
| Instrument Date | Aug 20, 2018 |
| Instrument | 201800008246 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2022 |
| Title Company | CHICAGO TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 6401 S RIDGE RD E, GENEVA, OH 44041-8250 |
| Document Number | 0000008247 |
|---|---|
| Date | Aug 21, 2018 |
| Instrument | 201800008247 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2048 |
The 2025 property tax bill for 6401 S Ridge Rd E was $7,603.
Source: Ashtabula County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Ashtabula County |
| County Subdivision | Saybrook Township |
| Unified School District | Ashtabula Area City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,603.00 | $90,830 Land $6,410 Building $84,420 | $259,500 Land $18,300 Building $241,200 |
| 2023 | $3,303.00 (+15.81%) Homeowner's exemption | $71,760 (+34.51%) Land $6,410 Building $65,350 | $205,000 Land $18,300 Building $186,700 |
| 2022 | $2,852.00 Homeowner's exemption | $53,350 Land $4,940 Building $48,410 | |
| 2020 | $152,400 Land $14,100 Building $138,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 6401 S Ridge Rd E in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 28, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 6401 S Ridge Rd E is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Windstream Fiber · DSL in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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