6520 S Ridge Rd E, Geneva, OH 44041 Property Records

Ashtabula County property record for 6520 S Ridge Rd E, Geneva, OH 44041

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,490 sqft · built 1965
Lot Size0.83 acres (36,155 sqft)
Owner2 Individual Names on File
Last Sale$92,000 (Jun 2004)
Tax Bill$5,806 (2025)
Deeds & MortgagesSep 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN48-032-00-001-00

Property Details

APN / Parcel Number

Primary APN48-032-00-001-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms9 Rooms
Stories1 Story
Building Area2,490 sqft Living Area
Gross Area3,734 sqft
1st Floor Area1,170 sqft
Basement Area324 sqft
Family RoomFamily Room
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 2004
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area36,155 sqft (0.83 acres)
TerrainLow
Garage TypeAttached
Garage Area720 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchOpen Frame Porch
Porch Area1,035 sqft
Deck AreaDeck Area
Patio Area320 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address6520 S RIDGE RD E
CityGENEVA
StateOH
Zip44041-7314
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description69
Legal SubdivisionSAYBROOK
Legal Lot Number69
JurisdictionASHTABULA OH
Township / Civil DivisionSAYBROOK
Census Block Group3
Census Block3001
Census Tract702

Owner

6520 S Ridge Rd E is owned and occupied by two individuals who bought it in June 2004.

Source: Ashtabula County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address6520 S RIDGE RD E, GENEVA, OH 44041-7314
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 14, 2004 · Amount on File
Deed SaleJun 14, 2004 · Amount on File
Deed Document Number200410298
Deed Book / Page300 / 2142
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionASHTABULA OH
Recording DateSep 21, 2026
Property Address6520 S RIDGE RD E, GENEVA, OH 44041-7314
Document Number0000008899
Book / Page880 / 1841
Instrument DateSep 17, 2026
Instrument20268899
Transaction TypeMortgage
Record UpdatedSep 29, 2026
Title CompanyTITLE PROFESSIONALS, TITLE PROFESSIONALS GROUP

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000008899,
DateSep 21, 2026
Book Page880/1841
Instrument20268899
Lender
NameANDOVER BANK
Agreement
TypeLine of Credit
AmountAmount on Record
Term180 Months
DueOct 15, 2041
Interest
Rate TypeAdjustable Rate
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 6520 S Ridge Rd E was $5,806, up 78.9% from the year before.

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateOhio
CountyAshtabula County
County SubdivisionSaybrook Township
Unified School DistrictAshtabula Area City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,806.00 (+78.87%)$69,370 (-) Land $5,740 Building $63,630$198,200 Land $16,400 Building $181,800
2024$3,246.00 (-0.61%)$69,370 (-) Land $5,740 Building $63,630
2023$3,266.00 (+15.9%)$69,370 (+34.54%) Land $5,740 Building $63,630$198,200 Land $16,400 Building $181,800
2022$2,818.00$51,560 Land $4,410 Building $47,150
2020$147,300 Land $12,600 Building $134,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6520 S Ridge Rd E in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 28, 2019

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 6520 S Ridge Rd E is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Windstream
Fiber · DSL in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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