652 Saddlebrook Dr, Youngstown, OH 44512 Property Records

Mahoning County property record for 652 Saddlebrook Dr, Youngstown, OH 44512

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,951 sqft · built 1998
Lot Size	0.468 acres (20,386 sqft)
Owner	2 Individual Names on Record
Last Sale	$670,000 (Sep 2026)
Tax Bill	$9,155 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Jun 2026 Transfer + 8 more
Flood Zone	Zone X (minimal risk)
APN	`29-041-0-036.00-0`

Property Details

APN / Parcel Number

Primary APN	`29-041-0-036.00-0`
Alternative APN	`00039`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,951 sqft Living Area
Gross Area	7,127 sqft
1st Floor Area	2,111 sqft
Upper Floors Area	1,440 sqft
Attic	Attic
Attic Area	1,201 sqft
Basement Area	1,522 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2001
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	20,386 sqft (0.468 acres)
Lot Dimensions	170 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	801 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	512 sqft
Porch	Slab
Porch Area	52 sqft
Deck Area	325 sqft
Patio Area	325 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	652 SADDLEBROOK DR
City	YOUNGSTOWN
State	OH
Zip	44512-4781
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 132 120 X 170 QUAIL HOLLOW PL 8
Legal Subdivision	QUAIL HOLLOW PL 8
Legal Lot Number	132
Jurisdiction	MAHONING OH
Township / Civil Division	BOARDMAN
Census Block Group	2
Census Block	2004
Census Tract	811902

Owner

Source: Mahoning County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	652 SADDLEBROOK DR, YOUNGSTOWN, OH 44512-4781
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 15, 2026	Quit Claim Deed, Transfer CROWN TITLE CORPORATION
Sep 29, 2017	Deed of Trust, Mortgage · Conventional Mortgage KEY BANK NA
Apr 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Dec 17, 2021	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Jun 19, 2006	Deed of Trust, Mortgage · SBA Mortgage CIT SMALL BUSINESS LENDING CORP
Dec 6, 2005	Deed of Trust, Mortgage · Line of Credit NATIONAL CITY BANK
Jun 15, 2026	Warranty Deed, Transfer · Conventional Mortgage FARMERS NATIONAL BANK/CANFIELD
Mar 11, 2026	Sheriff's Deed, Foreclosure · Construction Mortgage THE FARMERS NATIONAL BANK OF CANFIE
Nov 13, 2018	Warranty Deed, Transfer · Conventional Mortgage SEVEN SEVENTEEN CU INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2026 · Amount on Record
Deed Sale	Sep 24, 2026 · Amount on Record
Prior Sale	Mar 11, 2026 · Amount on Record
Deed Document Number	202621963
Deed Book / Page	6764 / 1185
Prior Transfer Date	Mar 5, 2026
Prior Transfer Doc	0000004588
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MAHONING OH
Recording Date	Sep 24, 2026
Property Address	652 SADDLEBROOK DR, YOUNGSTOWN, OH 44512-4781
Document Number	0000021963
Book / Page	6764 / 1185
Instrument Date	Sep 14, 2026
Instrument	202621963
Transaction Type	Transfer
Record Updated	Oct 9, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$67,670.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	652 SADDLEBROOK DR, YOUNGSTOWN, OH 44512-4781

Mortgage

Document Number	0000021964,
Date	Sep 24, 2026
Instrument	202621964

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MAHONING OH
Recording Date	Jun 15, 2026
Property Address	652 SADDLEBROOK DR, YOUNGSTOWN, OH 44512-4781
Document Number	0000012969
Book / Page	6745 / 1246
Instrument Date	Jun 9, 2026
Instrument	202612969
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	CROWN TITLE CORPORATION

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Property Address	652 SADDLEBROOK DR, YOUNGSTOWN, OH 44512-4781
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	06246/1622
Date	Sep 29, 2017
Book Page	6246/1622
Instrument	201700022371

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Oct 1, 2027

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Property Address	652 SADDLEBROOK DR, YOUNGSTOWN, OH 44512-4781
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	06442/1640
Date	Apr 28, 2021
Book Page	6442/1640
Instrument	202100011059

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Property Address	652 SADDLEBROOK DR, YOUNGSTOWN, OH 44512-4781
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	652 SADDLEBROOK DR, YOUNGSTOWN, OH 44512-4781

Mortgage

Document Number	06491/1779
Date	Dec 17, 2021
Book Page	6491/1779
Instrument	202100035045

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	357 Months
Due	Sep 28, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Property Address	652 SADDLEBROOK DR, YOUNGSTOWN, OH 44512-4781
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005625/074
Date	Jun 19, 2006
Book Page	5625/074
Instrument	200600022070

Lender

Name	CIT SMALL BUSINESS LENDING CORP
Type	Lending Institution
Address	1 CIT DR, LIVINGSTON, NJ 07039

Agreement

Type	SBA Mortgage
Amount	Amount Recorded

December 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Property Address	652 SADDLEBROOK DR, YOUNGSTOWN, OH 44512-4781
Transaction Type	Mortgage
Record Updated	Jun 2, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	652 SADDLEBROOK DR, BOARDMAN, OH 44512-4781

Mortgage

Document Number	005582/942
Date	Dec 6, 2005
Book Page	5582/942
Instrument	200500045676

Lender

Name	NATIONAL CITY BANK
Type	Bank
Address	6750 MILLER RD, BRECKSVILLE, OH 44141

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2035

Interest

Change Frequency	Monthly

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MAHONING OH
Recording Date	Jun 15, 2026
Property Address	652 SADDLEBROOK DR, YOUNGSTOWN, OH 44512-4781
Document Number	0000012967
Book / Page	6745 / 1229
Instrument Date	Apr 14, 2026
Instrument	202612967
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	CROWN TITLE CORPORATION

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012968,
Date	Jun 15, 2026
Instrument	202612968

Lender

Name	FARMERS NATIONAL BANK/CANFIELD

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

March 2026: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	MAHONING OH
Recording Date	Mar 11, 2026
Property Address	652 SADDLEBROOK DR, YOUNGSTOWN, OH 44512-4781
Document Number	006727/450
Book / Page	6727 / 450
Map Reference	VOL 87 PG 112
Instrument Date	Mar 5, 2026
Instrument	202600004588
Transaction Type	Foreclosure
Record Updated	Mar 30, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1235 OARDMAN CANFIELD RD #1 # 1, 1, BOARDMAN, OH 44512

Mortgage

Document Number	202600004670
Date	Mar 11, 2026
Instrument	202600004670

Lender

Name	THE FARMERS NATIONAL BANK OF CANFIE
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MAHONING OH
Recording Date	Nov 13, 2018
Property Address	652 SADDLEBROOK DR, YOUNGSTOWN, OH 44512-4781
Document Number	06303/0003
Book / Page	6303 / 0003
Map Reference	VOL87 PG112
Instrument Date	Nov 13, 2018
Instrument	201800026839
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,448.00
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	652 SADDLEBROOK DR, YOUNGSTOWN, OH 44512-4781

Mortgage

Document Number	201800026840
Date	Nov 13, 2018
Instrument	201800026840

Lender

Name	SEVEN SEVENTEEN CU INC
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: Mahoning County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Mahoning County
County Subdivision	Boardman Township
Unified School District	Boardman Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,155.00 (-2.27%)	$184,250 (-) Land $20,710 Building $163,540	$526,430 (-) Land $59,160 Building $467,270
2024	$9,368.00 (+1.35%)	$184,250 (-) Land $20,710 Building $163,540
2023	$9,243.00 (+9.33%)	$184,250 (+43.08%) Land $20,710 Building $163,540	$526,430 (+43.09%) Land $59,160 Building $467,270
2022	$8,454.00	$128,770 Land $16,570 Building $112,200	$367,890 Land $47,330 Building $320,560

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - STRUTHERS private · serves 58,551 people · EPA ID OH5001611
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Armstrong Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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