656 Saddlebrook Dr, Youngstown, OH 44512 Property Records

Mahoning County property record for 656 Saddlebrook Dr, Youngstown, OH 44512

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 3,556 sqft · built 1994
Lot Size	0.467 acres (20,386 sqft)
Owner	Individual Name on Record
Tax Bill	$8,556 (2024)
Deeds & Mortgages	Oct 2022 Sale Feb 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-041-0-038.00-0`

Property Details

APN / Parcel Number

Primary APN	`29-041-0-038.00-0`
Alternative APN	`00015`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,556 sqft Living Area
1st Floor Area	2,386 sqft
Upper Floors Area	1,170 sqft
Basement Area	2,372 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Architectural Style	Conventional
Exterior Material	Siding
Construction Type	Frame
Lot Area	20,386 sqft (0.467 acres)
Lot Dimensions	170 ft deep x 120 ft wide
Garage Area	948 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	56 sqft
Deck Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard

Location & Zoning

Account Number	00015
Street Address	656 SADDLEBROOK DR
City	YOUNGSTOWN
State	OH
Zip	44512-4781
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 134 120 X 170 QUAIL HOLLOW PL 9
Legal Subdivision	QUAIL HOLLOW
Legal Lot Number	134 120
Jurisdiction	MAHONING OH
Township / Civil Division	BOARDMAN
Census Block Group	2
Census Block	2004
Census Tract	811902

Owner

Source: Mahoning County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	656 SADDLEBROOK DR, YOUNGSTOWN, OH 44512-4781
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2022	Certificate of Transfer, Transfer
Feb 23, 2022	Executor's Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP
Feb 23, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2022
Deed Sale	Oct 5, 2022
Prior Sale	Feb 23, 2022 · Amount on Record
Deed Document Number	202200023940
Deed Book / Page	6541 / 2121
Record Updated	Jun 8, 2026

October 2022: Certificate of Transfer, Transfer

Document Type	Certificate of Transfer
Jurisdiction	MAHONING OH
Recording Date	Oct 5, 2022
Property Address	656 SADDLEBROOK DR, YOUNGSTOWN, OH 44512-4781
Document Number	06541/2121
Book / Page	6541 / 2121
Map Reference	VOL 21 PG 10&11
Instrument Date	Sep 29, 2022
Instrument	202200023940
Transaction Type	Transfer
Record Updated	Oct 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9264 SHARROTT RD UNIT 1902, 1902, POLAND, OH 44514-4512

February 2022: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	MAHONING OH
Recording Date	Feb 23, 2022
Property Address	656 SADDLEBROOK DR, YOUNGSTOWN, OH 44512-4781
Document Number	06502/2499
Book / Page	6502 / 2499
Map Reference	VOL 87 PG 192
Instrument Date	Jan 26, 2022
Instrument	202200004389
Transaction Type	Transfer
Record Updated	Mar 7, 2022

Transaction

Amount	Amount Recorded
Tax	$931.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	656 SADDLEBROOK DR, YOUNGSTOWN, OH 44512-4781

Mortgage

Document Number	202200004391
Date	Feb 23, 2022
Instrument	202200004391

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MAHONING OH
Recording Date	Feb 23, 2022
Property Address	656 SADDLEBROOK DR, YOUNGSTOWN, OH 44512-4781
Document Number	00006503/1
Book / Page	6503 / 1
Map Reference	VOL 87 PG 192
Instrument Date	Jan 26, 2022
Instrument	202200004390
Transaction Type	Transfer
Record Updated	Dec 12, 2022

Transaction

Amount	Amount Recorded
Tax	$931.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	656 SADDLEBROOK DR, YOUNGSTOWN, OH 44512-4781

Tax Assessment & Valuation

Source: Mahoning County assessment roll, as of August 1, 2024

Property Jurisdictions

Type	Name
State	Ohio
County	Mahoning County
County Subdivision	Boardman Township
Unified School District	Boardman Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$8,556.00 (+1.36%)	$169,600 (-) Land $20,710 Building $148,890
2023	$8,441.00 (+26.44%)	$169,600 (+52.57%) Land $20,710 Building $148,890	$484,570 (+52.58%) Land $59,160 Building $425,410
2022	$6,676.00 Homeowner's exemption	$111,160 Land $16,570 Building $94,590	$317,580 Land $47,330 Building $270,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - STRUTHERS private · serves 58,551 people · EPA ID OH5001611
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Armstrong Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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